The Pacaso blog

A Understanding property managers Owners typically hire a property manager to help them achieve their goal of building a steady investment income while reducing the burden of daily property operations.  Property managers specialize in all operational aspects of ownership Every property will come with unique needs, and the property manager’s responsibilities are outlined in their contract with the owner. Owners with multiple properties might seek out a property management firm to coordinate all operations and oversight.  Because property management involves adherence to housing laws, some states require a license to manage a property, either as a real estate broker or as a licensed property manager. Property managers enforce federal, state and local requirements dealing with screening tenants, evictions, lease terminations and handling deposits.  Takeaways Property managers share these characteristics: In more detail: There are three primary kinds of property managers: commercial, multi-family and single-family. Some property management firms work with a blend of property types. Commercial property management focuses on office buildings and industrial spaces.  Multi-family property managers specialize in spaces with many units, most commonly apartment complexes. Similarly, single-family property managers work in residential housing, but they focus on renting out single-family homes versus large-scale complexes.  Every property has different needs, but generally, property managers: No, property managers do not own the property they manage. Property owners outsource the daily operations to a property manager because they specialize in finding new tenants and know the legal specifics of leasing.  Most property managers work for a property management firm that coordinates the needs of several individual properties. In turn, the property firm works directly for the property owner.  Pacaso's in-house team of experienced, local property managers to handle the day-to-day needs of each home, including: With Pacaso, you own the home, and we manage everything — it’s that simple.

Enjoying family time should be easy. Part of what makes the Pacaso experience stand out is our dedicated team of home managers, Lindsey Harden (Tahoe) In the Tahoe region is Senior Home Manager Lindsey Harden, who shares the care and service owners can expect. Aaron Olthoff (Colorado) If you’re a owner in Colorado, you’ll get to know Aaron Olthoff. He shares how he keeps every home in the Vail, Breckenridge, Aspen and Steamboat Springs region in top condition all year long. Want to experience the Pacaso lifestyle for yourself? Browse our

When you decide to sell a whole home, you might take a look at recent home sales in your area, check your home value on various real estate sites, decide on a price, list the home and wait for offers to roll in. When you own a Pacaso, the sales process includes some of those steps, but you’ll find it simpler and more streamlined. Here’s how it works. 1. Sell on your terms Any Pacaso owner can choose to sell their ownership interest, at any time.* Each owner has independent control over the sale of their share, which is a key benefit of our professionally managed LLC co-ownership model and a big advantage over timeshares. Once you’ve decided to sell, simply let us know, and we’ll provide you with a current comparative market analysis (CMA) for your ownership interest. The CMA is compiled using local market data, comps, trusted valuation models, and our knowledge of what active second home buyers are willing to pay. You’re in control of the final price, however. You can use the CMA in addition to guidance from Pacaso or your own research to decide what the sale price should be. 2. Take advantage of an existing marketplace Unlike a typical home sale, Pacaso has two ways to assist you in the sale process Second, many homes have a wait list of interested buyers. Our sales Crew will tap into our buyer pipeline when a share is up for resale and inform any buyers who may have missed out on the opportunity initially, as well as buyers who’ve indicated interest in similar homes in that area. Between current owners and Pacaso’s buyer marketplace, you may be able to sell your share without listing it.  3. Get the full marketing treatment As the market leader in vacation home co-ownership, Pacaso puts the resources of our entire team behind owners looking to resell their Pacaso home. First, we market to existing Pacaso owners and our marketplace of buyers (some homes even have waitlists). Next, we prepare your share for broad exposure on the open market to ensure you have every opportunity for a sale. If we don’t have an offer right away, we’ll include the home as an active listing on our website and work with our local partner agents to hold open houses and market the listing through their networks. We then market your listing through a mix of traditional and digital media advertising, leveraging our proprietary technologies along with custom, data-driven strategies tailored to your unique offering. 4. Experience a seamless and transparent transaction Pacaso’s role in the sale is to help facilitate the transaction and find buyers. There’s no lengthy closing process, no due diligence period, and no need for a title and escrow company, because the title doesn’t change. The LLC membership interest is simply reassigned to the new owner at closing. If the buyer is paying cash, closing can be as soon as the next day. If the buyer is financing their purchase, closing is still much faster than a typical sale, often just 1-2 weeks.  Pacaso resale performance According to From 2021 to 2024, Pacaso homes have outperformed market averages in several luxury markets. In Napa-Sonoma, CA, Pacaso shares appreciated by 12.4%, compared to the market's 0.4%. Lake Tahoe, CA, experienced a 9.5% appreciation in Pacaso shares, versus the market's 3.2%. In Vail, CO, Pacaso shares grew by 6.7%, compared to the market's 1.2%. Finally, in Charleston, SC, Pacaso shares appreciated by 7.9%, while the market saw a 2.9% increase. Overall, Pacaso shares have consistently outperformed the broader luxury market. Looking across all resales, Other avenues for Pacaso owners Owner selldown If you decide your Pacaso isn’t a good fit, or if you purchased more ownership than you’re using, you have options beyond a traditional resale. Own 1/4 or 1/2 of a Pacaso, but only use it 1/8 of the time? You can right-size your ownership by selling a portion of your ownership interest. A selldown works the same way as a resale transaction, but you retain a share of the home.  Pacaso gives sellers an exceptional level of flexibility, control and peace of mind. Hear from Pacaso owners about the ease of their resale experience. Frequently asked questions Can the seller really choose any sale price? Pacaso recommends a price, but the seller makes the final call. If the price seems too high, we’ll share the information we have about the buyers in our pipeline, including what we know about their price ranges. But the seller can choose to proceed with the price they’ve set and see what the market will bear.   What happens if a share isn’t selling? As the market leader in vacation home co-ownership, Pacaso puts the resources of our entire team behind owners looking to resell their Pacaso home. First, we market to existing Pacaso owners and our marketplace of buyers (some homes even have waitlists). Next, we prepare your share for broad exposure on the open market to ensure you have every opportunity for a sale. If we don’t have an offer right away, we’ll include the home as an active listing on our website, and work with our local partner agents to hold open houses and market the listing through their networks. We then market your listing through a mix of traditional and digital media advertising, leveraging our proprietary technologies along with custom, data-driven strategies tailored to your unique offering. If we’re not seeing buyer interest despite these marketing efforts, we might recommend lowering the asking price. Can buyers negotiate on price?  Yes, we think of the resale marketplace as fluid and moving in line with the open market, so buyers are welcome to bring offers. The seller can choose to accept or decline any offer.   Are there closing costs, commissions or other transaction fees?  For sellers, a 6% commission fee is deducted from the final sale price. For buyers, there are no title, inspection or service fees. Buyers fund the first two months of their home’s operating expenses at closing, similar to property tax and insurance “prepaids” in a traditional sale. Buyers who choose to finance their purchase also pay a financing fee at closing.

Whether you’re buying a primary residence, an investment property or a vacation home, it can be advantageous to share the financial burden with a family member. Purchasing a home with a relative can make home ownership more affordable, giving owners someone to share the cost and effort of maintenance and upkeep with. It can also help buyers with less-than-perfect credit scores to get access to better interest rates and loan terms.  Buying with a relative is especially common with second homes, where each party may not want to shoulder the entire cost of a second monthly mortgage payment on a place where they won’t live in full time.  While buying a house with a family member can often make smart financial sense, there are quite a few things to consider before signing on the dotted line.  What to look for in a house with multiple owners  Anytime you’re shopping for a home, it’s important to make a list of your needs and wants — and be sure to differentiate the two. For example, a need for a family with mobility challenges might be a one-story home  while a want might be a home with a swimming pool.  When you’re buying with a family member, you have more needs and wants to consider, which can make it take longer to find a house that fits the group’s criteria. Start by defining key must-haves for location, property size and amenities. In the case of a second home, decide if you need enough space for everyone to use the property at the same time, or if you’ll be trading off visits.  Pros and cons of owning a property with family members The biggest upsides to owning a home with relatives are mostly financial. With a co-owner, you’ll split big-ticket expenses like the down payment, monthly mortgage payment, property taxes and insurance. Down the road when the inevitable home repairs pop up, you won’t have to foot the entire bill yourself. It’s also worth noting that a 50-50 ownership split isn’t required. It’s up to the co-owners to decide what’s fair in their unique situation.  Another benefit of having a co-owner is having a stronger financial position with your lender. You may qualify for a better interest rate and loan terms based on having a higher combined monthly income and strong credit scores.  However, there are a few drawbacks to owning a home with a family member that you should keep in mind before moving forward. A home is one of the biggest purchases you make in a lifetime, and with a co-owner, you are counting on the other person’s dedication and ability to keep up with payments. If you and your co-owner are listed as co-borrowers on a mortgage and they either can’t or don’t keep up with payments, your credit score will be affected and your home could go through foreclosure if you aren’t able to pay the full amount every month.  Another downside is that it can be difficult to ensure that you and your co-owner will be on the same page in terms of how to care for the home during ownership. When does an issue require a repair? When is the right time to upgrade appliances? If something needs to be replaced, is it a DIY project or do you hire a professional?  To navigate these challenges, savvy co-owners can put a property ownership agreement into place from the date of purchase. This legally binding document can outline how financial responsibility is split, the approach to repairs. and what happens if one owner wants to sell and the other doesn’t. A real estate attorney can help you draft this type of agreement.  Types of ownership structures  When you buy a home with a family member, you can choose from a few different types of legal ownership structures.  Tenancy in common Joint tenancy Another option for co-ownership While it’s common for people to purchase primary residences with co-owners, it’s especially popular when buying a vacation home. After all, it gives you the opportunity to make family memories in your favorite destination without the big price tag.  Spending less is a key benefit to splitting a vacation property with a relative, but the effort to make it a reality can still be quite large. You’ll have to find a home that everybody agrees on, take the time to set up the required legal protections, and come up with an equitable way to split time.  Consider this alternative. Pacaso puts second home ownership within reach by bringing owners together to buy a home, offering ⅛ shares of luxury properties in top vacation destinations But Take a look at Pacaso homes currently available. From

You’re thinking about becoming a homeowner but aren't sure you can afford to do it on your own. This is where Here is what you need to know about co-ownership, including how it works, its benefits and drawbacks, the differences between co-ownership and whole home ownership, and how to get started. What is co-ownership? Co-ownership is when an asset such as a home is jointly owned by two or more parties. In this arrangement, all owners are listed on the asset's title, signifying that each holds a specific percentage of ownership. Opting for co-ownership means entering both a legal and financial partnership with the other buyers, as well as an agreement about property access. What is a co-owned home? A co-owned home is a property that was purchased and is owned jointly by two or more people. All owners are included on the title of the home, and all parties hold a portion of ownership in the property. When you choose to buy a house with other buyers, you enter into a financial and legal partnership and a new living arrangement. Why is co-ownership on the rise? The practice of co-ownership has traditionally taken the form of a group of friends or family members coming together to buy a second home or a child who inherits a house from their parents or grandparents.  While co-ownership isn’t a new concept, it has become a more viable Understanding co-ownership of property There are different Tenancy in common A Joint ownership All tenants are granted their deeds at the same time and, upon death, agree to pass the property on to their co-owners via survivorship rights to avoid probate. Owners must demonstrate the “four unities” to qualify: Community property Married couples may co-own title as community property in nine states: Arizona, Texas, California, Idaho, Louisiana, Nevada, New Mexico, Washington and Wisconsin. These states recognize couples as a single financial entity. A right of survivorship must be specified so that when one spouse dies, the other can automatically take over the title. Unlike JTWROS, there’s no guarantee of automatic survivorship rights. Tenancy by the entirety Married couples can also choose tenancy by the entirety (TBE) as their co-ownership model. TBE is a type of joint tenancy that comes with rights of survivorship. This ensures the property avoids a costly probate process and passes immediately into the widowed spouse’s hands. Tenancy by the entirety views couples as one financial entity as well, so the property is considered to be owned by “one person.” Pros and cons of co-owning a home As an alternative to buying a whole second home, co-ownership offers owners a unique set of benefits for buyers — as well as things to consider: Pros Cons What’s needed to start a co-ownership agreement? Whether you are doing Common elements of a successful co-ownership agreement include: A co-ownership agreement should be drafted before you even purchase the home to ensure a smooth purchase experience. You might also consider consulting a real estate attorney. Co-ownership involves many moving parts, and an agreement should be adapted to fit the owner group over time.  Types of co-owners You can co-own a home with a family member, friend and even a stranger. The people you’re looking to co-purchase a home with could influence the type of co-ownership. For example, friends, partners and strangers might consider a TIC or joint ownership, while married couples might benefit from community property and TBE. Regardless of the co-owner, buying a home with other people is a major undertaking. Not only is Co-ownership mortgage differences If you decide to purchase a home through co-ownership, you and your co-owners will likely take out one mortgage loan — unless you plan on paying all in cash. One of the advantages of co-ownership is that buyers can combine their income and debts to improve their chances of getting a larger loan. A solid credit score, however, is still essential, as many mortgage lenders will use the lowest credit score to determine qualifications. A key consideration for securing a co-ownership mortgage is payment risk. If one owner is unable to make their payments, the financial responsibility falls on the other co-owners. Otherwise, it results in penalties on the account and even foreclosure. If you are co-purchasing a home part of a TIC, you may be able to qualify for a fractional loan that reduces your financial responsibility to only your loan and not your co-owner’s. However, mortgage interest rates are usually higher for a fractional loan, and they are only offered in certain locations. Differences between a co-signer and co-buyer A co-buyer (or co-owner) is different from a co-signer as it relates to ownership and payment. Co-signers take full responsibility for a loan along with a primary signer, but they do not have any ownership rights to the home. In contrast, a co-buyer has equal or similar rights to other buyers co-owning the home. Another difference is that co-buyers are responsible for payment from the start of the loan. Co-signers, however, only assume responsibility if the primary signer is unable to make their mortgage payments. Selling a home with co-owners If you decide to sell your home, there are scenarios to consider: The first is where all owners want to sell, and the second is when one owner wants to sell their ownership interest but the others do not. If all owners of a co-ownership property decide to sell, the situation is less complicated, as there would be no debate over the right to sell. Outlining these terms in the co-ownership agreement from the beginning is critical. What happens when only one person wants to sell? With certain co-ownership models like Tenancy in Common or joint ownership, you have a right to sell your interest in the home. While you cannot sell without the permission of the other owners (as you do not hold sole ownership), you can still share your share at any given time once approved. The buyer of your share — which could be another co-owner — would take on the same portion of ownership that you held in the property.  Co-ownership vs. fractional ownership While co-ownership and Here are the most important things you need to know about co-ownership: In more detail: How is co-ownership established? Co-ownership is established in a property deed and title, and you can also find details in your mortgage paperwork. If nothing is specified and you’re not married to the other tenant, the state will list the property as a tenancy in common or joint tenancy by default. What is probate, and why does it matter for co-ownership? After someone dies, probate is the legal process where debts are paid and the assets of the estate are allocated. Co-owned property with survivorship rights bypasses probate because there’s nothing for the court to decide — the owners are listed on the deed, which superseded the will.  How do you sell a shared ownership property?  It depends on the kind of co-ownership. A tenancy by the entirety is only valid while the owners are married, so a divorce or death dissolves the co-ownership. For a In most cases of co-ownership, individual shareholders can independently sell their shares to exit the property. What kind of co-ownership does Pacaso offer? Pacaso offers fully managed LLC co-ownership. Designed as a straightforward approach to co-owning a second home, Pacaso’s model allows up to eight owners to each have a 1/8 ownership interest in the LLC, and the LLC is the entity that is named as the owner on the deed. You own 1/8 to 1/2 of your Pacaso, with maintenance, management and day-to-day updates handled by our Crew. View our residential listings and

What is fractional ownership? For instance, if you invest in a fractional ownership of a holiday home, you're essentially purchasing the right to use that property for a predetermined number of days or weeks annually. This approach allows individuals to enjoy the benefits of owning premium assets without bearing the full financial burden alone. In this post, you’ll learn what fractional ownership is, explore its pros and cons, and get answers to some frequently asked questions. Understanding fractional ownership You’ll typically find fractional ownership for real estate like vacation homes. However, fractional ownership can also come into play for art, stocks and fashion items. When owners purchase real estate assets with fractional ownership, they are issued deeds representing their fraction of the property.  Fractional ownership is a great way to buy and own a property or another asset without purchasing it alone. It means all owners of an asset have divided percentage shares of a specific item or property. While families sometimes share ownership, fractional property owners can be unrelated. Types of fractional ownership There are two main types of fractional ownership structures:  Fractional ownership through an entity Some properties split ownership by using a structural entity like an Tenancy in common (TIC) means each tenant holds an individual deed for a fraction or percentage of a commercial or residential property. However, no one person or company is in charge. With a TIC, individuals can own different percentages of the property but share it equally. Some TIC agreements are self-managed. Fractional ownership vs. timeshares Fractional ownership Timeshares may be shared by as many as 52 owners (one person or group for every week of the year) while fractionally owned properties can have as few as two owners.  Fractional ownership advantages There are several advantages to owning a property through fractional ownership. Expanded opportunity to own Fractional investments allow you to own a portion of Deeded ownership Unlike a timeshare, fractional ownership gives you a deed to a fraction of the property itself (sometimes called a fractional interest). This means that the value of your share in the property increases or decreases in line with the property's real estate value. Any increase in value is divided equally and becomes gained equity for all fractional owners. Usage rights Unlike short-term Shared upkeep and maintenance costs Using the fractional ownership model, you're also responsible for only a fraction of the upkeep and Lower upkeep and maintenance burden Most fractional ownership agreements include provisions for long-term property management, with owners deciding how to handle any issues. Maintenance of When you have fractional vacation home ownership through an entity, it will include preventative and routine maintenance, cleaning and property management in its Potential rental income A fractionally owned property can be rented out as a long- or Fractional ownership cons Though fractional ownership has its advantages, there are a few drawbacks to consider as well. Fewer financing options Fewer banks provide mortgages for those looking to buy properties fractionally. You may need to shop around or consider other ways to finance your fractional ownership property, like special Less flexibility and freedom All decisions about maintenance, repairs and decor must go through all ownership partners, which Some fractional ownership clubs also require you to maintain an agreement with the club or property management company associated with the home, with no option for self-management or management outside the company.  Limited travel opportunities While it's not unheard of to own shares in multiple fractional ownership properties in different locations, investing in fractional ownership also means investing in the location you’re going to revisit. Of course, you can still vacation elsewhere, but it's something to factor into your travel plans and budget.  An alternative to fractional ownership Where fractional ownership falls short, Pacaso steps up. Pacaso's professionally managed LLC co-ownership model gives you all the perks and lower co-ownership costs with key differences that set it apart from fractional ownership resort clubs.  Unlike fractional ownership resorts, Pacaso offers LLC

Getting to your vacation destination is only part of the journey. When it comes to traveling with family and friends, you have a few options for accommodations: a hotel, a For a smart way to spend time away, however, consider co-owning a Pacaso second home. Here are a few of the reasons owning a Pacaso is the smarter alternative to a vacation rental. The cost of luxury vacation rentals Vacation If you want to make better use of your money, Pacaso might be for you. Pacaso vs. vacation rental  With Pacaso, you co-own a luxury second home where you can create memories today and build possible equity for tomorrow. This is how Pacaso differs from a short-term vacation rental. Owning a Pacaso instead of booking a rental is similar to owning a home instead of renting an apartment. Rather than paying someone else’s mortgage, you’re investing in a home where you’ll make lifelong memories. You can easily book stays in a familiar home  in a destination you love, all while reaping the benefits of home ownership.  Why Pacaso is smarter than a vacation rental You might be asking: Is now a good time to buy real estate? Real estate has proven to be And if you're not crazy about being responsible for a whole property but still want to own a luxury vacation home, Pacaso’s fully managed co-ownership model is ideal. You choose the amount of ownership that’s right for you at a fraction of the cost. Plus, Pacaso takes it up a notch with unique benefits: 1. Pacaso delivers a consistent experience While short-term rentals are varied, you can expect your Pacaso to be fully appointed, 2. You have a dedicated home manager Another Pacaso perk is that you own the home, and we manage everything. Your home is taken care of by a — 3. Your home is never rented out As a Pacaso owner, you enjoy all the rewards of home ownership. Your Pacaso is a real estate asset that will move in line with the whole home market. You can build equity and enjoy the home for personal use, and if you decide to sell your second home, Pacaso has an established marketplace of interested buyers. 4. No renters are allowed in your home As a co-owned home, each Pacaso is reserved for use only by owners and their guests. Pacaso vets owners, who agree to a 5. You spend less time planning Because you own, you spend your time enjoying your second home, not searching for a rental. And with Co-ownership done right On top of being a smarter choice than vacation rentals, Pacaso is the leading global brand in co-ownership. With a $1 billion real estate portfolio, high customer satisfaction scores and over 1,000 Pacaso homes sold, Pacaso is well positioned to deliver on service, value, satisfaction and trust for years to come.

A property is viewed as a Understanding tax laws and your second home A second home is a personal residence for part of the year. The rest of the time it may remain vacant or be rented out to guests. Here are other common characteristics of second homes: Vacation homes are typically located in Buyers may purchase a second home for retirement or to vacation in another part of the country. It’s not required for a first home to be paid off before buying a second home, however.  Reserving your second home for family-only use rather than using it as a rental property keeps things simpler at tax time. Like a primary residence, you can deduct a portion of your second home’s mortgage interest and property taxes. Tax benefits of second homes Second homes come with a host of possible tax benefits from the IRS, but they depend on two key factors: whether you’re living in your second home more than you rent it out and how much money you’re taking in income from tenants. Let’s dive into the specifics: If you rent out your home for less than 15 days a year, it’s considered a personal residence and you’re eligible for itemized deductions like any other homeowner. You can deduct mortgage interest up to $750,000 on principal for properties purchased after 2020. Rental income (under the 15-day limit) is also exempt, so you don’t need to report earnings to the IRS.  Staying 14 days per year means your second home is considered a residence. In addition to deducting mortgage interest, you may also be able to write off interest paid on a home equity loan. To qualify, you’ll need to have a mortgage on your second home and use the home equity loan for property improvements. You can Takeaways In more detail: If you change your mind about your property and want to rent out your second home, you can change your occupancy status. It’s best to do this after you’ve owned property for at least a year, and you’ll need to report any new rental income to the IRS.  Selling a second home is a different experience than selling your primary residence. Your first home earns you capital gains exclusions: Single tax filers can exclude $250,000, and couples filing jointly can exclude up to $500,000 on their return. That isn’t the case for second homes. The IRS sees secondary properties as investments, meaning that unless you’ve lived there for an extended period of time before the sale, you may pay up to 20% in capital gains tax. Yes, because your Pacaso is a single-family residence that you own. By buying a share in a property-specific LLC, you

When you’re traveling, where you Enter another option: a Pacaso second home. Here’s why co-owning a second home is a better option for your vacations than a The unexpected value of a Pacaso People have compared Pacaso to a hotel, Airbnb or a luxury vacation club like Inspirato. And while there may be some similarities, the experience in each couldn’t be more different. Owning a Pacaso means you’re an owner of a But it's not just about these practical advantages. A Pacaso offers valuable benefits that can only be experienced as an owner. Here’s what our owners have to say.   1. You can just show up and enjoy your home While hotels and short-term rentals can vary widely in quality, you can expect your Pacaso to be fully appointed and pristine — every time you return. Your home is taken care of by a 2. It’s easy to host your favorite people Making memories with friends and family is one of the most life-enriching parts of a vacation. And with your Pacaso, it’s easy to do just that. From outdoor kitchens and al fresco gathering spaces to open grand rooms and game rooms, Pacaso has the space, features and details to help the ones you love feel comfortable and enjoy quality time together.  — Nkem, owner in Malibu 3. You have the whole place to yourself (and your guests!) At your Pacaso, you always have the whole space to yourself. Your home belongs to you. Our homes feature large gathering spaces, and many also have spacious outdoor areas, patios, balconies and decks. Whether you want to relax, work from home or throw a celebration, you’ll have plenty of space for your whole crew. And it’s not just about space — unlike hotels and Airbnbs, all your guests are welcome at your Pacaso (even your dog!).  — Doug, owner in Palm Springs 4. You get to live like a local When you own a Pacaso, you become part of a community. You’re not bouncing through different hotels, homes and places — you return to a neighborhood where every aspect is familiar, from your favorite place for breakfast to local museums. Being able to call a place you know and love home makes for a seamless (and special) vacation every time.  5. You won’t have to stress about your vacation Staying at your own Pacaso offers a different experience from the typical vacation. Rather than having to plan things to do and places to eat at, you have all the — Stuart, owner in Palm Springs 6. You have all the conveniences of home When you come to your Pacaso, there’s no need to pack the small things. Bathrooms are stocked with towels, hair dryers, a scale, magnifying mirror and basic toiletries. Your home has high-speed WiFi and 7. Every detail is luxurious One of the standout things about owning a Pacaso is having luxurious touches throughout your home, allowing you to vacation in style. In addition to our standard amenities and features, you’ll find high quality linens, Turkish towels, premium kitchen products (including Cuisinart, Le Creuset, Ninja and more), porcelain tableware and a Peloton in select homes. These are the small details that make your vacation special.  — Tim, owner in Telluride Vacations (and memories) made better When you co-own a Pacaso, you enjoy hassle-free time at a place that feels like your home (because it is). You have the amenities and convenient experiences of a hotel, the wow factor of a luxury Airbnb, and the space and privacy of a vacation home — plus, all the benefits of home ownership. This is what sets Pacaso apart.  Ready to shift into vacation mode and start making lifelong memories? Check out our

Fractional ownership allows multiple individuals to purchase property together and share usage rights. It’s a common practice among people buying big-ticket items like second homes, Because each party is only responsible for a portion of the full purchase price, Unlike timeshares, fractional ownership provides you with the benefits of actual real estate property ownership. If the value of your second home appreciates over time, your share appreciates proportionately to your ownership stake. Plus, you'll share expenses like repairs, insurance and taxes with the other owners.   While a lot of factors go into deciding if fractional ownership is right for you, one of the most important considerations is how you’ll pay for it. Here are a few options for financing fractional ownership of a second home.  Types of fractional ownership financing Cash Of course, paying for your second home in cash is the most straightforward option — there's no financing application, no contingencies and, best of all, no monthly mortgage payment or interest charges. However, not all buyers have the amount of cash required to purchase shares in a property without Mortgage While not every bank or credit union offers mortgages for fractional ownership purchases, an increasing number do. It’s important to note that qualifying for a second home mortgage can be more difficult than qualifying for your first mortgage. You may need a higher credit score, longer employment history and a down payment of 20% or higher.  If you’re buying in a new vacation community, the property developer may offer financing through a banking partner as a way to encourage purchases.  Home equity  If you already own a home and have a significant amount of equity, you may be able to tap into it to purchase your second home. There are three different ways to do this. Be sure to explore your options with your financial advisor, mortgage broker or accountant.  Financing a Pacaso second home Pacaso is a popular choice for fractional ownership of a vacation home. Our unique co-ownership model allows you to buy a ⅛ share or more of a fully furnished and professionally decorated second home in your Buyers can pay for their co-ownership share in a Want to find your dream vacation home? Explore our

Coordinating Your pet deserves luxury on vacation, and so do you. Selecting the right destination can provide you and your pet with the carefree escape you’re hoping for — and maybe even introduce you to a location for a second home that's great for you and your pup. Browse these top pet-friendly vacation spots — listed in no particular order — to get ideas for your next trip. Ready, set, go fetch your next dog-friendly vacation destination! 1. Block Island, Rhode Island When it comes to dog-friendly vacations, Block Island is one destination you won’t want to miss. From scenic walks to water taxis, there's so much for you and your pup to enjoy together. Brenton Point State Park offers beautiful views of the bay, with kite fliers taking advantage of the gusty ocean winds. Have a picnic at Grab a bite to eat at 2 The City of Brotherly Love extends its hospitality to four-legged friends. Visit For a break from the concrete jungle, head to the 3 This Northeast pet friendly vacation spot has beaches, brewskies and bogs to entertain you and your dog. Surfside, Brant Point and Cisco Beaches all provide sandy ocean fun. Take a ride on the When it’s time to rehydrate and replenish your calories, head to Easy Street Cantina or the Sandbar at Jetties Beach for fresh food and refreshing drinks. In terms of dog vacations, this one is hard to top.  4. Jim Thorpe, Pennsylvania What may at first seem like a sleepy town in the Poconos is a must-see place to go with your dog. Fido is welcome on the vintage 5. Long Island, New York The largest island in the country offers pet-friendly beaches, hiking trails and more. Take your dog walks up a notch by strolling around Long Island has plenty of dog-friendly breweries, and there’s even a tour that takes you to all of the best neighborhood taprooms. 6. Lake Placid, New York There’s so much to experience in Lake Placid. Enjoy a convenient stay at the pet-friendly Town House Lodge, just a stone's throw away from the lake and a short walk from Main Street. Rent a boat from The 7. Stowe, Vermont Stowe has no shortage of pet-friendly vacation ideas. The 8. Bar Harbor, Maine If you and your furry friend share a love for the ocean, the seaside town of Bar Harbor has everything you need. This quiet town of 5,000 provides nature cruises for leashed pets, so you both can try spotting a variety of sea creatures, like porpoises and seals.  Take a picturesque walk around dog-friendly 9. Chicago, Illinois Bring your pet to this lakeside city for fun on and off the water. Multiple Montrose Dog Beach allows your pet to dip their paws in the lake and even provides free waste bags and a dog wash area. The pet-friendly 10. Madison, Wisconsin Sitting on an isthmus between two lakes, Madison has a whole lot of green space perfect for traveling dogs, including For two-legged visitors, The BarleyPop Tap and Shop provides another dog-friendly taproom with an extensive craft beer selection. If spirits are more your thing, the 11. Milwaukee, Wisconsin Stroll Milwaukee’s winding Treat your good dog to a spa day at 12. Grand Haven, Michigan This cozy western Michigan town offers plenty of fun for you and your pup while avoiding the overwhelming crowds of some better-known dog-friendly getaways. Take your time as you stroll down the Rent your own pontoon for a relaxing cruise or a water skiing excursion. Then step back into a time capsule at 13. Cleveland, Ohio This Lake Erie city blends freshwater fun with urban attractions. The downtown dog park offers 3,500 square feet of off-leash play space. The Then head to the 14. Indianapolis, Indiana This dog-friendly getaway blends city entertainment with natural attractions. The Enjoy the Downtown Canal Walk’s three-mile loop, or rent a pedal boat for a unique view of the city. Treat your pup to a movie at the 15. St. Augustine, Florida St. Augustine, the oldest continuously inhabited city in the U.S., is brimming with history for you and your pet to experience together. Ponce de Leon’s Fountain of Youth Archaeological Park includes a planetarium, Timucua Native American village and an observation deck. Wild peacocks roam the park, so be sure to keep your dog leashed.  In town, you can take your dog on a wine-tasting tour in a horse-drawn carriage or ride on 16. Key West, Florida Your leashed dog can stay by your side as you tour the local aquarium and witness shark feeding and alligator exhibits. You won’t want to miss your chance to dine on fresh seafood like fish tacos at 17. Asheville, North Carolina If the Southeast is more your style, grab the leash and head to Asheville, North Carolina. Take a stroll through Asheville has trolley tours for dogs up to 25 pounds, or you can scratch nature’s itch with a walk through 18. Charleston, South Carolina Fans of the macabre won’t want to miss the city’s 19. Hilton Head, South Carolina You can stick to living on island time at pet-friendly The 20. Shenandoah Valley, Virginia Virginia may be for lovers, but it’s also great for your fur baby. Shenandoah Valley has dog-friendly wineries, nature trails and other activities.  The 21. Birmingham, Alabama Get a taste of Southern comfort food at Crazy Cajuns’ Boiling Pot, the punk rock-friendly Black Market Bar and Grill or Back Forty Beer Company.  22. Austin, Texas Austin is one of the best pet-friendly vacations in the United States! Prepare for sensory overload at the When you need a little extra energy to make it through the day, or maybe just to burn some of your pet’s energy, head to the 23. Sedona, Arizona 24. Albuquerque, New Mexico This Southwest city is well-known for its delicious food and lively festivals, but its reputation as a pet-friendly destination is also noteworthy. Your leashed dog can join you on an outdoor adventure along the La Luz Trail, much of If you need to give your paws a break, hitch a ride on the open-air 25. San Francisco, California San Francisco makes our list of best pet-friendly vacation spots thanks to its gorgeous scenery and dog-friendly accessibility. Your dog can splash in salt water at Golden Gate Park’s off-leash section is a viable alternative for dogs wanting to keep sand out of their fur. For an added activity, try the modern treasure hunt known as geocaching, which is great for dogs and children alike.  26. South Lake Tahoe, California Bring your dog with you as you try your hand at sport fishing, kayaking or paddleboarding. Lake Tahoe’s dog-friendly beaches also provide the option for a restful day soaking up the sun. Stop at the 27. Huntington Beach, California Huntington Beach — aka Surf City, with its 10 miles of coastline — is an evergreen pet-friendly vacation destination, thanks to its sunny After a day of frolicking on the beach, try some fresh seafood at 28. San Diego, California Make your dog’s ocean dreams a reality by taking a pet-friendly vacation to For a more sure-footed activity, spend the afternoon at the 29. Napa, California Stock up on necessities or treats for you and your dog at the 30. Colorado Springs, Colorado Get away from big-city vibes and get back into nature in Colorado Springs. The impressively named For the less adventurous, Colorado Springs has plenty of places to go with a dog. 31. Kanab, Utah You have to see Kanab to believe it. Known colloquially as “Little Hollywood,” dozens of movies and television series are filmed in and around the area’s national parks due to the striking scenery. Your dog can join you as you walk remote trails, or you can both jump in a 4x4 for a guided desert safari. Be sure to stop by the 32. Boise, Idaho If you and your hound are tired of being confined indoors, Boise is a perfect pet-friendly escape. Tree-lined paths link the Winstead Park offers designated off-leash hours throughout its 11 acres of green space. The Spacebar Arcade lets you drink and game with your dog by your side. And your pup is welcome at the 33. Seattle, Washington Beat the heat with a pet-friendly vacation to the Pacific Northwest. Visit the city’s largest downtown green space at Along the shores of Lake Washington, you’ll find the 230-acre 34. Bend, Oregon The city of The Riverbend Beach Dog Park is a fenced oasis for your furry friend to socialize in and out of the water. Drink in Bend’s craft beer scene by walking the Taking a vacation with man's best friend requires some extra planning, but with some careful preparation — it'll give both you and your pup something to wag about.  Before you hit the road, make sure your pet is primed for the journey. Pack essentials like food, water, bowls, a leash, and any necessary medications to set your pack up for success. Ensure your pet's identification and vaccinations are current, and consider a microchip for extra safety. If traveling by car, secure your pet with a harness or carrier, and plan for frequent breaks for potty stops and exercise. After all, a tired pup is a happy pup! When selecting a dog-gone great destination, consider the climate and specific activities you and your pet will enjoy. Research pet-friendly parks, Sites like BringFido, Petswelcome, and GoPetFriendly specialize in pet-friendly accommodations. They have filters to narrow your search based on pet size, breed, and any extra fees. For example, on BringFido, you can filter for hotels with no size restrictions, which is perfect if you have, say, a Great Dane. Sites like Now that you've planned your destination and travel, it's time to nail down an itinerary that will Here are some of the best types of activities to share with your dog on vacation:  The great outdoors is almost always a safe bet for dog-friendly vacations. Hike scenic Who says pups can't be cultured? Many experiences, such as museums, zoos or historical tours, are pet-friendly. For instance, in Charleston, South Carolina, you can take a pet-friendly After a day of exploring, treat yourself and your furry friend to some delicious eats, a local beverage, or some Remember to always confirm pet policies beforehand to ensure an enjoyable experience for you and your pet. Tips for a pet-friendly vacation The key to a successful pet friendly vacation is preparation. Keep these tips in mind before hitting the road or taking to the air. 1. Consider the mode of transportation How you’ll get to your destination depends on how far away from home you’re going, of course, but you’ll also want to consider your dog’s comfort. Some dogs are perfectly fine flying on an airplane, but it can be traumatic for others. Some dogs love a road trip, while others don’t like being stuck in a car for a long time. Consider your dog’s personality before plotting your course.  2. Test your pet’s travel tolerance Before you go on a vacation with pets, see how they respond to being cooped up or in a car for long periods. You may discover they get motion sickness or need more frequent breaks than you were prepared for. 3. Double-check dog-friendly accommodations Before you leave, it’s smart to verify that you can bring your furry friend along to your hotel or vacation rental. Businesses can change their policies at any time and you don’t want to be left without a place to stay. The best dog-friendly hotels go out of their way to welcome four-legged guests, with special amenities like treats and dog beds.  Regardless of where you stay, it’s important to note even when dogs are allowed, many hotels won’t allow you to leave your pet unattended in a hotel room while you’re out and about.  4. Make a dog-friendly vacation itinerary Think through the places you want to visit on your vacation. For example, dogs are allowed in most national parks, but you’ll need to keep them on a leash and on the trail at all times. In town, look for pet-friendly restaurants with outdoor dining options. 5. Pad your travel schedule Even a well-trained dog can act out of character in new or unfamiliar environments. Allow for extra time for your four-legged friend to get acclimated so you don’t miss out on sought-after activities or reservations.  6. Update your pet’s identification and vaccinations Make sure their collar or chip has your current contact information. This way if you get separated while on vacation, they can be identified and reunited with you. On top of that, doublecheck that all of your pet’s vaccinations are up to date. Many businesses, including 7. Bring extra supplies Pack more waste bags, medications and other necessities than you think you’ll need, just in case.  Don’t forget to pack food, a water bowl and a few items to help your pet feel comfortable, like a portable dog bed and a few of their favorite toys and treats.  Buy your own dog-friendly vacation home Like most humans, most pets enjoy a sense of familiarity and routine. Instead of staying in a new hotel in a new city every time you travel, consider setting down roots in your (and Fido’s!) favorite dog-friendly vacation destination. The best dog vacation is one your pup will enjoy every time.  As a second home owner, you can enjoy all the comforts of home while venturing out together in search of local dog-friendly parks, dog-friendly hiking trails and maybe even a dog-friendly beach.  It should come as no surprise that man’s best friend can also make a great companion on your travels, but pet-friendly vacations require a special type of planning to make them enjoyable. Use the destinations on Imagine having a second home in one of these pet-friendly destinations. Browse

If you've ever found yourself pondering mansion prices — whether fueled by aspirations of grandeur as a homeowner, a fascination with amazing The cost of a mansion can vary greatly depending on several factors, including: Mansions are typically high-end, extravagant properties, and their prices can range from What is a mansion? A Mansions may also boast additional amenities like resort-style swimming pools, home theaters, extensive landscaping, private gyms, wine cellars, bowling alleys, private golf courses, spas, and guest houses. How much do mansions cost to build? The While providing an exact figure without specific details is challenging, the cost of building a mansion can range from several million to hundreds of millions of dollars. The cost per square foot of constructing a mansion is generally higher than that of a standard home due to the higher-quality materials, intricate designs and ornate features. It's important to note that you must consider additional expenses when estimating the overall cost of building a mansion, including: Needless to say, it’ll most likely be your most expensive option regarding home types. To obtain a more accurate estimate for building a mansion, it’s best to consult with experienced architects, contractors and construction professionals who can assess your needs and provide a detailed cost analysis based on your desired specifications and location. Below are the pros and cons of getting a mansion built: How much does it cost to buy a mansion? According to the Federal Reserve Bank of St. Louis, the However, the cost of a mansion can vary depending on other factors, which is why you’ll find mansions spanning from $1 million to well over $300 million.  For example, in extremely wealthy areas such as Beverly Hills, mansions can often be priced in the tens of millions or even hundreds of millions of dollars. On the other hand, in less expensive areas with a lower cost of living, the price range for mansions may be much lower.  While it’s possible to find homes larger than 8,000 square feet priced under $1 million, they may be run-down or lack the stately finishes and amenities commonly found in mansions. In this case, a renovation might be worth considering, which is also a factor to consider when buying vs. It's also important to take into account the additional expenses associated with owning a mansion, including: These costs can be considerably higher than those of a standard home due to the larger property size. Below are the pros and cons of purchasing a mansion: How much it costs to rent a mansion Renting a home generally costs approximately While rental properties often take care of maintenance and utilities for you, some don’t, adding an extra expense to consider when renting. While securing a long-term lease for a mansion may not be a practical option for many people, it can certainly be a fun choice for a short-term stay, such as a weekend getaway or a How much does a mansion cost through co-ownership? While purchasing a mansion as your Considering you will only be utilizing the property during specific periods throughout the year, co-ownership is pretty convenient. You might even consider inviting friends or family members to share ownership with you. To ensure mutual understanding, it’s a good idea to engage a lawyer who can assist in drafting a formal agreement that delineates the terms and conditions of the shared ownership arrangement. Below are the pros and cons of owning a mansion as a second home. A mansion is undoubtedly a major investment if you’re looking to Although living in a mansion may be a dream for those with a taste for luxury, it’s not always a realistic option. Fortunately, your aspirations of owning a mansion can become a reality when you Check out

When you decide to sell a whole home, you might take a look at recent home sales in your area, check your home value on various real estate sites, decide on a price, list the home and wait for offers to roll in. When you own a Pacaso, the sales process includes some of those steps, but you’ll find it simpler and more streamlined. Here’s how it works. 1. Sell on your terms Any Pacaso owner can choose to sell their ownership interest, at any time.* Each owner has independent control over the sale of their share, which is a key benefit of our professionally managed LLC co-ownership model and a big advantage over timeshares. Once you’ve decided to sell, simply let us know, and we’ll provide you with a current comparative market analysis (CMA) for your ownership interest. The CMA is compiled using local market data, comps, trusted valuation models, and our knowledge of what active second home buyers are willing to pay. You’re in control of the final price, however. You can use the CMA in addition to guidance from Pacaso or your own research to decide what the sale price should be. 2. Take advantage of an existing marketplace Unlike a typical home sale, Pacaso has two ways to assist you in the sale process Second, many homes have a wait list of interested buyers. Our sales Crew will tap into our buyer pipeline when a share is up for resale and inform any buyers who may have missed out on the opportunity initially, as well as buyers who’ve indicated interest in similar homes in that area. Between current owners and Pacaso’s buyer marketplace, you may be able to sell your share without listing it.  3. Get the full marketing treatment As the market leader in vacation home co-ownership, Pacaso puts the resources of our entire team behind owners looking to resell their Pacaso home. First, we market to existing Pacaso owners and our marketplace of buyers (some homes even have waitlists). Next, we prepare your share for broad exposure on the open market to ensure you have every opportunity for a sale. If we don’t have an offer right away, we’ll include the home as an active listing on our website and work with our local partner agents to hold open houses and market the listing through their networks. We then market your listing through a mix of traditional and digital media advertising, leveraging our proprietary technologies along with custom, data-driven strategies tailored to your unique offering. 4. Experience a seamless and transparent transaction Pacaso’s role in the sale is to help facilitate the transaction and find buyers. There’s no lengthy closing process, no due diligence period, and no need for a title and escrow company, because the title doesn’t change. The LLC membership interest is simply reassigned to the new owner at closing. If the buyer is paying cash, closing can be as soon as the next day. If the buyer is financing their purchase, closing is still much faster than a typical sale, often just 1-2 weeks.  Pacaso resale performance According to From 2021 to 2024, Pacaso homes have outperformed market averages in several luxury markets. In Napa-Sonoma, CA, Pacaso shares appreciated by 12.4%, compared to the market's 0.4%. Lake Tahoe, CA, experienced a 9.5% appreciation in Pacaso shares, versus the market's 3.2%. In Vail, CO, Pacaso shares grew by 6.7%, compared to the market's 1.2%. Finally, in Charleston, SC, Pacaso shares appreciated by 7.9%, while the market saw a 2.9% increase. Overall, Pacaso shares have consistently outperformed the broader luxury market. Looking across all resales, Other avenues for Pacaso owners Owner selldown If you decide your Pacaso isn’t a good fit, or if you purchased more ownership than you’re using, you have options beyond a traditional resale. Own 1/4 or 1/2 of a Pacaso, but only use it 1/8 of the time? You can right-size your ownership by selling a portion of your ownership interest. A selldown works the same way as a resale transaction, but you retain a share of the home.  Pacaso gives sellers an exceptional level of flexibility, control and peace of mind. Hear from Pacaso owners about the ease of their resale experience. Frequently asked questions Can the seller really choose any sale price? Pacaso recommends a price, but the seller makes the final call. If the price seems too high, we’ll share the information we have about the buyers in our pipeline, including what we know about their price ranges. But the seller can choose to proceed with the price they’ve set and see what the market will bear.   What happens if a share isn’t selling? As the market leader in vacation home co-ownership, Pacaso puts the resources of our entire team behind owners looking to resell their Pacaso home. First, we market to existing Pacaso owners and our marketplace of buyers (some homes even have waitlists). Next, we prepare your share for broad exposure on the open market to ensure you have every opportunity for a sale. If we don’t have an offer right away, we’ll include the home as an active listing on our website, and work with our local partner agents to hold open houses and market the listing through their networks. We then market your listing through a mix of traditional and digital media advertising, leveraging our proprietary technologies along with custom, data-driven strategies tailored to your unique offering. If we’re not seeing buyer interest despite these marketing efforts, we might recommend lowering the asking price. Can buyers negotiate on price?  Yes, we think of the resale marketplace as fluid and moving in line with the open market, so buyers are welcome to bring offers. The seller can choose to accept or decline any offer.   Are there closing costs, commissions or other transaction fees?  For sellers, a 6% commission fee is deducted from the final sale price. For buyers, there are no title, inspection or service fees. Buyers fund the first two months of their home’s operating expenses at closing, similar to property tax and insurance “prepaids” in a traditional sale. Buyers who choose to finance their purchase also pay a financing fee at closing.

Whether you dream of a quaint chateau in the Loire Valley or a sun-drenched villa in Provence, buying property in France can be exciting. However, as a foreigner, the differences in property regulations and legalities may seem daunting. Our step-by-step guide covers everything you need to know, from finding the right house to understanding residency requirements. By the end, you’ll be well-equipped to make your French property dream a reality.  1. Pick a region  There are many French regions to explore, each with its own unique charms. From busy cities to the serene countryside, here are a few popular regions for real estate in France:  2. Find the right house Once you've chosen your dream region, the next step is to find the perfect French property. Consider your budget, desired lifestyle and long-term plans when selecting a home. Whether you're looking for a cozy apartment, a spacious family home or you want to To find the right property, you can explore listings online or work with a local real estate agent. For a hassle-free way to buy a second home in France, consider owning a Pacaso second home. Pacaso 3. Make an offer Once you’ve found the ideal Be aware of local customs and negotiation tactics when buying a house in France. A local real estate agent can guide you or 4. Do your due diligence Once your offer is accepted, be sure to conduct thorough due diligence to ensure a smooth transaction. This involves hiring a French notary who will handle the legal aspects of the purchase. The notary will draft a It’s wise to meet with a French attorney to review the 5. Get financing Securing financing for a foreign property can be complex. Traditional lenders may have specific requirements and limitations for international real estate purchases. To simplify the process, consider working with a company like Pacaso. They can handle the financing aspect of If you plan to explore traditional financing options, research international mortgage lenders specializing in French property. Be prepared to provide additional documentation, such as proof of income and assets, to qualify for a loan. 6. Pay a deposit  After the Keep in mind that this deposit is usually non-refundable, so make sure you’re confident in your decision before signing the 7. Transfer ownership Once all the necessary paperwork is completed, the final step is to transfer ownership of the property to your name, a process known as After signing the Why buy real estate in France Can Americans buy property in France? Yes, Americans can buy property in France. While there are certain legal and tax considerations to be aware of, buying real estate in France as a foreigner is permitted. It's wise to work with qualified professionals, such as a French notary and an attorney, to ensure compliance with all regulations as you walk through the buying process.  How much does it cost to buy French properties? The cost of buying a property in France depends on the region, property type and size. Here's a breakdown of the factors influencing overall cost: Average price of properties in France  Properties in popular regions like Paris, Lyon and Bordeaux tend to be more expensive than those in less sought-after areas. In 2024, the Taxes and fees   In addition to the purchase price, there are various taxes and fees associated with buying a home in France:  French real estate scams to avoid  While owning property in France can be a rewarding experience, you should also be aware of common real estate scams. Watch out for:  Make buying property in France easy with Pacaso By following these steps, you can successfully navigate how to buy a house in France. If you’re not ready to commit to a full-time move, consider co-owning a Pacaso second home. When you co-own a vacation home, you can simplify the home buying process and enjoy hassle-free ownership of your French property. 

Imagine waking up in a charming Parisian apartment and eating croissants on your balcony. Or perhaps a rustic cabin nestled amidst towering Redwoods sounds more your speed. Everyone has different travel preferences and budgets, and the best vacation rental sites will cater to yours.  To help you find the ideal Let’s get booking, shall we? 1. Airbnb The variety in listings has undoubtedly aided the company’s success, making it one of the largest vacation rental companies in the world. Airbnb operates internationally, with over 6 million listings. It also lets hosts list properties for free, taking a percentage of the booking price.  2. Vrbo Due to its limited listings, Vrbo makes it easy for families to sift through options to find the perfect rental that can house everyone.  3. FlipKey Although its total number of listings is still a far cry from those on Airbnb, FlipKey does have one competitive edge: It is owned by Tripadvisor, which provides insights into travelers’ experiences. Guests who book on FlipKey get more than just a rental — they get actionable user tips to make planning easier.     4. Booking.com   By specializing in hotel rooms and vacation rentals, the site allows travelers to easily compare the available options in the area to ensure they’re getting the best deal for their money. Even if hotels aren’t right for your vacation plans, the site provides a search feature to find only vacation rentals.  5. Agoda While it specializes in Asian travel, Agoda also operates in Europe and North America. It offers a range of accommodations, from hotels to private residences, making it a viable option for nearly every traveler. While most travelers looking for vacation rentals focus on the short term, Agoda also has options for long stays exceeding seven days.   6. Plum Guide While many vacation rental sites focus on giving users the most options,  Plum Guide uses extremely selective criteria in its approval process, with its team individually judging every property. Only around 3% of rentals pass. In addition to this attention to detail, its team is available around the clock to assist guests, so you won’t be stuck waiting for a resolution if an issue arises.  7. HomeToGo If you’re tired of jumping around to multiple rental platforms, you might want to start using Its search functions operate similarly to what you’ll find on sites like Vrbo and Airbnb. Travelers can filter results based on prices, amenities, ratings and more. Whether you’re looking to stay in a houseboat or a castle, HomeToGo might be your best bet for success.  8. Casamundo Their transparent 9. Tripadvisor Vacation Rentals The platform operates in over 200 countries and promises a full refund if the rental property is falsely advertised or if the guest can’t access it. In addition to its robust listings, Tripadvisor allows vacationers to book some accommodations directly with the owner. There’s a payment protection guarantee for added peace of mind.  10. HolidayLettings Just like FlipKey, it is owned by Tripadvisor, so it benefits from the platform’s extensive customer reviews and travel guidance. Holiday Lettings has a slightly larger inventory of listings than FlipKey, with 700,000 rentals worldwide.  11. Tripping.com Its precise filtering makes it easy to find the perfect rental from over 12 million listings. Since it pulls results from other platforms, you can easily compare prices to get the best deal.    12. Homestay.com Some hosts even operate on a barter basis, allowing guests to stay in exchange for work around the property. Homestay.com has over 63,000 rooms in over 176 countries.     13. Atraveo Operating primarily in Europe, Along with verified customer reviews, atraveo offers secure booking, where the renter pays atraveo and then settles with the host. This added security eliminates the 14. Onefinestay Focused on Accor, a hospitality company that owns Fairmont and Raffles, manages onefinestay. This expertise adds to the experience with features like professional housekeeping, round-the-clock service and being welcomed in person upon arrival. There’s even the option to personalize your stay with perks like a private driver or chef.  15. Sonder Sonder operates in 40 cities around North America and Europe, although its primary focus is in the United States. An added benefit of the service is that it offers both short- and long-term stays.  16. 9flats While 9flats.com isn’t on the same tier as some luxury brands, it does offer some great perks. Guests can enlist the help of their hosts for tips on local entertainment, with some even willing to act as unofficial tour guides. The company carefully evaluates all hosts for added guest safety.   17. Love Home Swap As the name implies, The service offers a free trial, after which homeowners must pay a membership fee. Before the house swap, both owners can agree to certain terms — like cleaning and pet sitting — to ensure each person’s space is respected.    18. Getaway The cabins include a mini kitchen, plus an outdoor fire pit and grill grate. The service intentionally spurns technology, providing no Wi-Fi to guests. A landline in every cabin compensates for spotty cell reception in case of emergencies.  19. Interhome Interhome and its partners maintain a local presence, executing key handovers and resolving issues on-site. The team even performs a quality check of every property before the guests’ arrival.    20. Homes and Villas by Marriott Bonvoy Marriott enlists the help of professional property managers to ensure that its rental homes and villas are held to the company’s high standards. Rooms come with premium linens, Wi-Fi and bathroom amenities that are standard in hotel rooms. By renting through Homes & Villas, guests receive increased privacy and living space. 21. Paris Perfect These aren't your average rentals — they are beautifully decorated and include a modern twist on classic Parisian style. They also come equipped with top-of-the-line amenities that rival a luxury hotel. Plus, with prime locations throughout Paris, you'll be perfectly situated to explore all that the City of Light has to offer. 22. Expedia You can filter your search by location, price, amenities and even property type — making it easy to find vacation rentals that tick all your boxes. Plus, with the site’s commitment to finding the best deals, you can relax knowing you secured a comfortable and affordable home-away-from-home. 23. Welcome Beyond The site caters to the adventurous traveler who seeks a place to stay that reflects the destination's character. Welcome Beyond properties go beyond the standard apartment or house, often featuring treehouses, glamping sites and historic properties accompanied by spectacular views.  Another option: Owning a vacation home The vacation rental sites on this list each have their strengths, but they’re all limited to single trips. If you love a vacation destination, you have an alternative for a lifetime of luxurious stays. If you have a destination you return to year after year — or multiple times a year — it might be time to Owning a vacation home does come with added responsibilities, so you’ll want to thoroughly research your options before deciding.  Tired of vacation rentals? Try Pacaso If you're seeking an With

Not finding the right s Check out our list of alternatives to Airbnb before you book your next vacation: 1. Pacaso  Pacaso is also a great Co-ownership helps buyers afford 2. VRBO Like Airbnb, 3. Booking.com It is becoming a formidable Airbnb competitor in the vacation rental market, with offices in more than 70 countries and over 28 million listings, including hotel rooms. Booking.com charges a higher booking fee — 15% compared to Airbnb’s 3% — and renters will often pay these fees in the form of higher prices.  4. Hipcamp Since guests may travel to remote locations, Hipcamp has established standards to ensure safety and privacy. For example, hosts must limit campground occupancy and provide safety warnings for common dangers in the area.   Hipcamp’s search filters allow you to find the perfect spot for your desired activities. So if you want to hike, fish or ride horses, your hunt just got easier. The affordability and convenience make Hipcamp a great option for nature lovers.  5. Marriott Homes and Villas Managing expectations is one of the most challenging factors when staying at independent vacation homes. Hotel chains can deliver on cookie-cutter expectations but often lack the personal touch. The inventory is still growing — currently about 60,000 listings — but it has something most other alternatives to Airbnb don’t: a rewards program. Travelers can earn and redeem points for discounted stays in the future with a Marriott Bonvoy account. 6. Hopper Homes The streamlined app-only interface is convenient to use, with fewer distractions than many other platforms. Travelers can book their stay instantly rather than waiting for approval and receive flexible cancellation policies.  Hopper has its own rewards program in the works, Carrot Cash, to help customers save even more money while traveling. 7. Plum Guide Expect to pay more than the average vacation rental, but the price may be worth it if you value the luxury vacation experience. Plum Guide does offer price matching, just in case you see the same rental listed for less on another platform. 8. Agoda  You can receive a discount for being a solo traveler and find other discounts through a “secret deals” feature. Agoda’s website and app operate in 38 languages, with customer care in 16. While travel booking sites have moved into the rental property industry, Agoda performed a reverse migration. In 2019, the site launched a flight aggregator to compare hundreds of sites at once.    9. Homestayin When you travel, do you value cultural immersion above all else? It’s an affordable alternative to hotels while being a step up from the typical hostel. Homestayin is available for short- and long-term rentals, appealing to backpackers and students alike.   10. Sonder If you’re looking for a service like Airbnb that retains the comforts of a hotel, check out Every unit has a full kitchen, mini toiletries and Wi-Fi, making it great for long-term stays. The app allows for contactless check-ins along with requests for clean towels and restaurant recommendations.  11. Blueground If you’re living the digital nomad life, 12. Onefinestay All of the listings are whole units, so you won’t share the property with other travelers or the owner. The accommodations include houses, chalets and luxury villas, giving you the personal touch missing from hotels while delivering professional property management.  13. 9flats It works like an aggregator for other travel sites, so if you have issues with the interfaces of the other big names, 9flats might be more your style. It offers features like instant booking and advertises the maximum occupancy of every listing on the results page for quick scanning.  14. FlipKey While solo travelers can use FlipKey, it is ideal for groups. Finding a place big enough for a group can be challenging on other sites. FlipKey is facing the problem head-on.  15. Glamping Hub Like Airbnb, Glamping Hub is only a booking platform, so you’ll still depend on the property owner to deliver the rental as advertised. Glamping Hub allows you to filter through listings based on the type of building, cost and features, so you’ll have as rustic or luxurious an experience as you’d like.  16. ThirdHome To qualify, your second home must be worth at least $500,000, in a desirable location and well-maintained. This niche marketplace has 14,000 options, including entire estates and yachts. While you won’t pay a rental fee, Thirdhome does charge a booking fee that ranges between $495 and $1,395 per week.  17. Outdoorsy 18. Wimdu Users can choose from an array of filter options to search by distance to the city center (which is great for public transportation users), average ratings, amenities and price. They also have several pet-friendly listings and cater to families as well as solo travelers and couples.  19. Tripadvisor Vacation Rentals Tripadvisor taps into its deep reservoir of user-generated travel recommendations and reviews, so users get local recommendations on where to eat, the best excursions and more. 20. Expedia Vacation Rentals Reviews are also abundant here, helping travelers make an informed decision about what to do outside of the accommodation as well, allowing users to seamlessly combine their accommodation bookings with other travel essentials such as flights and car rentals.  21. Vacasa 22. HomeToGo Like Airbnb alternative 9flats, HomeToGo saves travelers time by allowing them to compare multiple sites in a single place rather than having to set search filters like budget and amenities on multiple sites to find answers. Once you find a rental that you like, you finish booking through the provider’s website.  23. Kid & Coe Since 2013, Regardless of the accommodation type, each hand-picked listing has a supply of books, toys and child travel essentials awaiting every family in 50 destinations around the world. Visitors can also request cribs and high chairs, ensuring a turnkey experience for every guest. When searching for a great vacation property, Airbnb isn’t your only option. And if you’re dreaming of a long-term vacation home, consider becoming a

Whether you’re buying a primary residence, an investment property or a vacation home, it can be advantageous to share the financial burden with a family member. Purchasing a home with a relative can make home ownership more affordable, giving owners someone to share the cost and effort of maintenance and upkeep with. It can also help buyers with less-than-perfect credit scores to get access to better interest rates and loan terms.  Buying with a relative is especially common with second homes, where each party may not want to shoulder the entire cost of a second monthly mortgage payment on a place where they won’t live in full time.  While buying a house with a family member can often make smart financial sense, there are quite a few things to consider before signing on the dotted line.  What to look for in a house with multiple owners  Anytime you’re shopping for a home, it’s important to make a list of your needs and wants — and be sure to differentiate the two. For example, a need for a family with mobility challenges might be a one-story home  while a want might be a home with a swimming pool.  When you’re buying with a family member, you have more needs and wants to consider, which can make it take longer to find a house that fits the group’s criteria. Start by defining key must-haves for location, property size and amenities. In the case of a second home, decide if you need enough space for everyone to use the property at the same time, or if you’ll be trading off visits.  Pros and cons of owning a property with family members The biggest upsides to owning a home with relatives are mostly financial. With a co-owner, you’ll split big-ticket expenses like the down payment, monthly mortgage payment, property taxes and insurance. Down the road when the inevitable home repairs pop up, you won’t have to foot the entire bill yourself. It’s also worth noting that a 50-50 ownership split isn’t required. It’s up to the co-owners to decide what’s fair in their unique situation.  Another benefit of having a co-owner is having a stronger financial position with your lender. You may qualify for a better interest rate and loan terms based on having a higher combined monthly income and strong credit scores.  However, there are a few drawbacks to owning a home with a family member that you should keep in mind before moving forward. A home is one of the biggest purchases you make in a lifetime, and with a co-owner, you are counting on the other person’s dedication and ability to keep up with payments. If you and your co-owner are listed as co-borrowers on a mortgage and they either can’t or don’t keep up with payments, your credit score will be affected and your home could go through foreclosure if you aren’t able to pay the full amount every month.  Another downside is that it can be difficult to ensure that you and your co-owner will be on the same page in terms of how to care for the home during ownership. When does an issue require a repair? When is the right time to upgrade appliances? If something needs to be replaced, is it a DIY project or do you hire a professional?  To navigate these challenges, savvy co-owners can put a property ownership agreement into place from the date of purchase. This legally binding document can outline how financial responsibility is split, the approach to repairs. and what happens if one owner wants to sell and the other doesn’t. A real estate attorney can help you draft this type of agreement.  Types of ownership structures  When you buy a home with a family member, you can choose from a few different types of legal ownership structures.  Tenancy in common Joint tenancy Another option for co-ownership While it’s common for people to purchase primary residences with co-owners, it’s especially popular when buying a vacation home. After all, it gives you the opportunity to make family memories in your favorite destination without the big price tag.  Spending less is a key benefit to splitting a vacation property with a relative, but the effort to make it a reality can still be quite large. You’ll have to find a home that everybody agrees on, take the time to set up the required legal protections, and come up with an equitable way to split time.  Consider this alternative. Pacaso puts second home ownership within reach by bringing owners together to buy a home, offering ⅛ shares of luxury properties in top vacation destinations But Take a look at Pacaso homes currently available. From

Cryptocurrency is proving to be less of a trend and more of a force that’s here to stay. And with a single Bitcoin ringing up at a value of over $60,000 (as of October 2021), it makes sense that cryptocurrency investors are thinking big when it comes to tapping into the power of their crypto stashes.  Can you use cryptocurrency to buy a house? If you’re considering using Bitcoin, Ethereum, Dogecoin, Litecoin or one of a number of other cryptocurrencies to purchase a home, you’re not alone. It’s becoming increasingly common, but there are some challenges to be aware of, and the volatility of the cryptocurrency market can make some transactions complicated.  Former child actor Brock Pierce, now an entrepreneur and director of the Bitcoin Foundation, is reportedly the first person to While not everyone can be a “Bitcoin billionaire” like Pierce, you can convert your cryptocurrency into real estate. Here’s how (and some pitfalls to watch out for).  How do you buy a home with cryptocurrency? There are a few options for using cryptocurrency to Convert cryptocurrency to cash One of the simplest ways to use your cryptocurrency nest egg to buy a home is to sell the cryptocurrency for fiat money (dollars) using a service like Borrow against cryptocurrency Companies like Transfer cryptocurrency directly to the seller While it can be challenging to find a seller willing to accept cryptocurrency as payment for a home, many sellers are warming up to the idea. In fact, some sellers are looking to acquire Bitcoin, Ethereum and other cryptocurrencies. In those cases, offering cryptocurrency might push your offer to the front of the pack.  What are the pros to buying a home with cryptocurrency? While pros and cons of buying a home with cryptocurrency may be different depending on which method you choose, here are a few pros to consider:  What are the cons to buying a home with cryptocurrency? As enticing as cryptocurrency may be, it’s still something of an unknown entity in the real estate industry. When considering buying a home with cryptocurrency, watch out for these drawbacks: The bottom line If you want to buy a home with cryptocurrency, do your homework and be prepared to face some hurdles. If you’re not sure you’re cut out to be a cryptocurrency pioneer, consider giving the real estate industry a few years to get more comfortable with digital currencies before dropping any cryptocurrency on a house.  But if you don’t want to wait, consider using cryptocurrency to buy a share of a Pacaso second home. The process is streamlined  — no hurdles!

Florida has a lot to offer vacationers: year-round sunshine, gorgeous beaches, fun-filled attractions and more. According to Sun-worshiping vacationers flock to Florida during every month of the year, but if you’re hoping to ensure a great travel experience — and avoid crowds, hurricanes and high prices — here are a few things to consider.  What to expect each season in Florida Winter December, January and February are great months to visit Florida. While much of the country is battling cold weather and winter storms, the Sunshine State boasts temperatures in the 60s and low 70s in the northern region, and 70s and low 80s in South Florida. Rainy days are rare this time of year, making it a great time to explore.  You’ll enjoy fewer crowds than other times of the year, but keep in mind that Florida has roughly one million seasonal residents (aptly named “snowbirds” who flock to Florida during the colder months) so you’re not likely to have the beach all to yourself.  Spring Weather-wise, March, April and May are some of the best months in Florida. Sunny days abound and rain levels are minimal. Unsurprisingly, it’s also a busy time of year for tourists, so be prepared for higher-than-average hotel costs and plenty of people in and around popular tourist attractions.  If you plan to visit beach towns like Panama Beach and Daytona Beach but don’t want to relive your college years, avoid March and April. These towns, and a few others on the Florida Panhandle, turn into spring break hotspots for young revelers from around the country.   Summer Some like it hot, and if that’s you, visit Florida in June, July and August. Temperatures are regularly in the 80s and 90s, with high humidity and frequent afternoon storms. Temperatures can be even hotter inland, where you won’t have ocean breezes to cool you off.  Speaking of storms, it’s important to note that the Atlantic hurricane season traditionally begins in June, so be sure to pay attention to the weather forecast before and during your trip. Despite the soaring temperatures and hurricane risk, summer is still a popular time for visitors, especially families.  Fall Autumn brings slightly lower temperatures and smaller crowds, making it a great time to visit. Across the state, you’ll find fall festivals, from the Hotel rates start to drop after Labor Day, making the fall a more affordable time to visit. It’s important to remember that the Atlantic hurricane season runs through the end of October, with the most activity occurring between August and October. If you’re traveling to Florida during any part of hurricane season, it’s smart to buy travel insurance.   The best time to visit Florida theme parks  The Orlando area, the epicenter of American theme parks, is home to Walt Disney World Resort, Universal Orlando Resort and LEGOLAND Florida, among others. You’ll also find no fewer than seven water parks to cool off on hot days. Any Disney aficionado will tell you there is no crowd-free day at Disney World or other area parks. However, you will find Florida theme parks to be less crowded right after the holiday season (January and February) and in September, once schools are back in session. Regardless of the season, your best bet is always a weekday trip.  The best time to visit Miami Miami is an action-packed South Florida destination every month of the year, but the best time to visit depends on your preferences. Winter offers the mildest weather, without the sky-high temperatures or sticky humidity. Yet you’ll have to contend with crowds and high hotel prices.  In summer, the temperature is hot but the deals are next level. The best time to visit the Florida Keys A 125-mile-long archipelago off the coast of South Florida, the Florida Keys are a unique destination. With island vibes and incredible natural beauty, the Keys are a bucket-list destination for many. But The Keys have distinct rainy and dry seasons. The rainy season runs from May to October, during which time the islands get the majority of their yearly rainfall — not to mention hurricane risk. The dry season is the most popular time to visit, as you’ll enjoy average temperatures in the 70s with very little rain. As with much of the state, prices and crowds are lower in the summer, but the weather can be unpredictable.  Find your year-round Florida getaway with Pacaso  If Florida is your favorite vacation destination, perhaps it’s time to make it official! As a second home owner in the Sunshine State, you’ll enjoy a place to call home, without the unpredictability of hotel costs. Pacaso has luxury vacation homes Have a property in mind?

Getting the best prices on your vacation can be tricky, and there’s nothing worse than booking non-refundable travel only to discover that the price has since gone down. While this can be unfortunately common when booking air travel, it can also happen on Airbnb, since many listings use dynamic pricing. Read on to get all your questions answered about when to book your Airbnb for the best prices.  Is there a best time to book?  Finding the best price on an Airbnb is an art and a science. Many factors go into pricing (more on that below), but according to recent Here’s one exception: If you’re planning a longer-term rental, it’s better to book as early as possible for the best availability.  What factors affect Airbnb prices? According to the same NerdWallet research, 84% of properties listed on Airbnb use dynamic pricing, where an algorithm automatically changes per-night pricing based on a variety of factors. Many things affect the price of a specific Airbnb property, including:  Do Airbnb prices get cheaper closer to my trip?  It is possible to score last-minute deals on Airbnb listings, as both dynamically priced and statically priced homes may drop prices a few days ahead of time to prevent a property from sitting empty. However, this tactic is best employed by flexible travelers. When you book last minute, you may find yourself with limited options and end up in a home or part of town that isn’t your first choice. If you’re okay with that, you might be able to save quite a bit.  What do I need to know about cancellation policies? How early you’re comfortable booking often comes down to the cancellation policy, and on Airbnb, property owners have their choice of multiple options. As a traveler, be sure to review the cancellation policy for the property before booking to make sure it works for your travel plans.  While there are many cancellation policy types at Airbnb, here are a few of the most common you’ll encounter. Be sure to read the full policy before booking, as there are some rules regarding partial payments:  Tips for getting the best price  Ready to seek out the best possible price for the Airbnb you’re eyeing? Here are a few tips for getting the best price:  Skip the stress of short-term rentals with a place of your own Airbnb prices are always changing, which can make it hard to feel like you’ve gotten a good deal. If you want to avoid the headaches of booking short-term rentals and prefer a vacation home over a hotel, Interested in a Pacaso but aren’t ready for full ownership? Give us a try with our

At Pacaso, we believe that a home is more than four walls, but where your best memories are made, and special moments unfold. Our curated selection of vacation homes is designed to be the backdrop for everything from family memories to romantic escapes, steamy getaways and unforgettable celebrations. From cozy nights by the fire to sunrises over scenic views, champagne toasts to game nights, these spaces offer the perfect setting to honor the many forms love can take. After all, home is where the heart is, and we’ve got the perfect one waiting for you. Homes for gathering

A second home is a place to enjoy a break from your everyday routine. Comfortable furnishings, standout amenities and beautiful surroundings are key parts of this experience. Transforming a home into a relaxing Pacaso takes a lot of hard work and dedication by our talented team. How do we do a home makeover? The work begins before the owner sets food inside their home — during a process we call onboarding. Where the magic happens Onboarding a home means getting a home completely stay-ready for its owners. The process involves multiple members of our Crew, from the design team mocking up designs and procuring the right decor to the home operations team placing furnishings, amenities and supplies where they need to be.  Making a home Pacaso-worthy is their singular objective. Pacaso-worthy means a second home that is modern and comfortable — a  place where owners don’t feel the need to add anything to feel at home. We accomplish this both through our The transformation Once all the finishing touches are in place, we want every owner to feel like they belong. When owners walk into their second home, we want it to take their breath away. They should feel relaxed, comfortable and instantly at ease, knowing all they have to do is show up and enjoy their Pacaso. See how a Palm Springs second home was transformed into a wow-worthy Pacaso in this video. Find your own beautifully designed second home and experience the Pacaso lifestyle for yourself. See our

A Luxury home office ideas 1. Great lighting A thoughtful lighting scheme can make all the difference in how you feel in your office space, how much you’re able to get done and how you look on your video calls! Say goodbye to the terrible fluorescent lighting of the office and experiment with a combination of ambient and task lighting until you find the right blend for your needs. Natural light is also great for home offices. Just be sure to position your desk so you get all the benefits of sunlight coming through the windows without the harsh glare on your computer screen or too much back light for video calls.  2. Quality furnishings  A home office presents the perfect opportunity to ditch standard-issue office furniture and invest in quality pieces that are both beautiful and functional. Why spend your day in a clunky rolling office chair when you could instead take your calls from a stylish, supportive leather armchair? Surround yourself with upscale furnishings like a statement desk, a distinctive lamp and built-in bookcases. Stylish office furniture is available in a wide range of design styles, whether you like a more traditional look, contemporary design touches, a sleek modern desk or something entirely unique. Since the space is just for you, it’s the perfect place to show off your unique design aesthetic. 3. A distraction-free setup One key to home office success is making sure your space is purpose-built for productivity. Space allowing, resist the temptation to make your home office do double-duty as a guest room, a media room or a storage closet. Having a Another easy but effective way to defeat household distractions? A door. It sounds simple, but having a separate, closed-off area for work helps others in your household know when you’re busy and shouldn’t be distracted. A door also helps you mentally “close up shop” at the end of the day — simply turn off the light, shut the door, retreat to your living space and leave work behind until tomorrow. 4. Luxury touches  You spend a lot of time in your home office, so it should be aesthetically pleasing. Thoughtfully selected accessories like framed photos, artwork and tasteful memorabilia can give your office space a warm, personal feel that’s unique to you. A few 5. Serious storage When you are hopping between calls or spending the day heads-down on an important project, it’s easy for your workspace to get messy. From notepads and pens to charging cords to printers, there are a lot of must-haves in a home office, and everything needs a place. Further complicating the issue is the fact that, if your home office isn’t a repurposed bedroom, you may not have a full closet or dedicated storage space at your disposal. Invest a bit of time and money into some organizational solutions. Think floating shelves, a filing cabinet, desktop organizers or a series of baskets — whatever you need to have a clear desk…and a clear mind. 6. All the tech For a home office to be truly functional, you need all the technology solutions you rely on in a traditional office setting. For most people, this means a computer monitor that gives you more working space than your compact laptop screen, reliable data storage, a printer and scanner and a strong router (along with super-fast WiFi, of course). You may want to up the ante by adding some creature comforts, like a coffee maker, a mini-refrigerator for snacks and an air purifier or humidifier. 7. A stylish background For many work-from-home professionals, Zoom calls have replaced in-person meetings. And if you’re the “camera on” type — or if you are required to be — it’s nice to have a professional-looking backdrop. Think through where you can place your desk to give you the best setting, then decorate with a carefully curated bookshelf, artwork, houseplants or some combination.  8. A great conversation piece  Whether you meet clients in your home office or your office is your private sanctuary, every home office benefits from an inspiring focal point. This could be a stunning art piece, a stately fireplace, a gorgeous accent wall, a piece of antique furniture, or a floor-to-ceiling window. Whatever you choose, it should inspire you and spark conversation. A word on workcations While there’s no substitute for a work-free vacation, many professionals are taking advantage of the ability to work from anywhere by planning workcations (or working vacations). The best scenario for a workcation is having a job where you can work remotely and a destination with reliable internet and a distraction-free home office. Another option is a hybrid workcation/vacation. In this scenario, you might take a two-week trip to really immerse yourself in a destination with one week spent unplugged from work followed by one week of workcation before you head home. This arrangement gives you ample time to explore, without sacrificing all of your vacation time. Best of all, you still have evenings and weekends to take full advantage of the lake, city, Work from anywhere in your Pacaso  While you can surely work from a hotel room or vacation rental, doing your job from your dream second home is a best-case scenario. You’ll have all the creature comforts from home (a fully furnished, professionally designed and decorated home) but in a crave-worthy vacation destination. We’ve even curated a collection of As the co-owner of a Pacaso second home, you’ll have ample opportunity to enjoy your retreat throughout the year. Our app makes scheduling fast, easy and equitable, and when availability allows, you can book a stay with as few as two days’ notice. 

Go from “someday” to “today” — co-ownership can help you stretch your second home budget. See what’s possible with these five incredible Pacaso properties, each available for less than $700,000. West Shore —  $558,000 for ⅛ ownership A light-filled home with an expansive deck, Sparkling Creek —  $547,000 for ⅛ ownership Desert Haven —  $600,000 for ⅛ ownership Discover expansive, open-concept living and chic contemporary architecture at Las Flores —  $619,000 for ⅛ ownership Wake up to Pacific Ocean views and the sounds of crashing waves. Wood Creek — $663,000 for ⅛ ownership For summer fun on the lake or winter days on the slopes,

Stop dreaming and grab your piece of paradise. These four tropical second homes offer luxury living in sunny destinations. Don’t forget your sunglasses! Stunning South Maui  Located on iconic Wailea Beach, Pacaso listing: Baja bliss  Spend sunny days exploring everything the Los Cabos area has to offer, from watersports and golf to shopping and dining. Then, come back to Pacaso listing: Balboa Island charms  With a unique combination of French-inspired design and an enviable location on Newport Beach’s exclusive Balboa Island, Pacaso listing: Cruisin’ in Santa Cruz  Embrace Santa Cruz’s laid-back surf vibe at Pacaso listing: Sonoran sunsets  A gated mountaintop retreat, Pacaso listing:

Pacaso owner, Simon Bull made the ultimate romantic gesture when he purchased a beautiful Sonoma home as a Valentine’s gift for his wife of 44 years. He recounts what struck him most about this house and location and offers thoughtful insight into how Pacaso owners fit into the community.

Second home buyer: George, Bay Area entrepreneur George is a long-time Bay Area resident and tech company CEO, and with three kids between the ages of 7 and 12, he felt the time was right for a second home where his family could take a break from their busy lives. He wanted a location that felt like an escape but was still easily accessible by car, and served as a welcome gathering space for his immediate family as well as extended family and friends.  The situation George’s second home vision started as a building project. He had been researching the When George and Anne learned about Pacaso, however, they were intrigued. As a tech entrepreneur with an eye for innovation, George embraces forward-thinking business ideas.  “We are big believers in the shared economy,” said George. “What was compelling about Pacaso was it was ready and available now, and it was clear the team had really thought about what the shared economy looks like for vacation homes, and what would it look like for me and my wife who want to take advantage of a second home but are busy and active in our work lives. We're not retired or close to it, so I'm not going to be occupying a second home more than 15% tops. It's a perfect product for someone like me, and that helped us move forward quickly and become owners of a Pacaso home.” Although Pacaso was relatively new, George was familiar with the co-ownership concept and felt confident in his purchasing decision. In fact, he sees Pacaso as the model for second home ownership: “This is the way the future is going, and the way a vacation home should be leveraged by a person like myself.”  Still, there were a few important details George wanted to discuss before committing to a purchase. “One of the biggest hurdles for any buyer is understanding Another concern was how co-owners might treat the home. “What I liked about the contract was that it made it very clear that every owner is expected to be a true owner,” said George. “It presents a deliberate point of view about how you should think of and value your home, which sets the right tone.” Since purchasing their Pacaso, George and his family have loved staying at their home, and any misgivings about others’ care of the property have been erased. In fact, they’ve referred friends who ended up buying a share. A key factor in their enjoyment? Not having to deal with maintenance or other hassles of ownership.  "We don't have to worry about things like a leaking sink, and when we noticed that the Wi-Fi wasn’t great outside, we talked to Pacaso and they took care of it,” said George. “We get the advantages of using the home in the way we want without all the downsides of owning a second home, and that’s because of the Pacaso team.”  George has also been impressed with the ease of scheduling time at their home. “One of the most positive aspects is how well Pacaso thought about the app — when owners can get access, how much time they can schedule, who can book. We look at the calendar and know what we can plan, and it's been pretty awesome.” Conclusion For George and his family, their Pacaso ticks all the boxes: It’s an escape from the city, a comfortable place to gather with loved ones, and a practical alternative to whole home ownership. “It's your home, but it's also a home that's well taken care of when you're not there. When we come back, everything is ready to go — we don't have to fix or clean anything — and when we’re there, we don't have to worry about all the typical homeowner issues, which allows us to maximize our time there. It’s an incredible thing.” And while the home itself is well matched to their needs, it represents so much more to George. It’s a place where he and his wife can watch their children grow into young adults.  “My kids are at a critical point in their lives, and their memories and the ways they think about family are being created as we speak,” said George. “To have a place that we can call our home and where we can separate ourselves from living and breathing the frenetic pace of Silicon Valley — having that time and memories that are so distinct from the Bay Area, that's huge. These are the formative years for our kids, and having this place for our family is really meaningful.” Find your Napa Valley getaway With gorgeous (and hassle-free) homes available throughout the

Growing up in Texas, Kevin Peranio had few opportunities to experience the thrill of fresh powder. After moving to the West Coast and starting a family, he was excited to introduce his children to the joy of skiing. Kevin and his wife Rebecca began exploring their options for a second home with easy access to ski slopes. “Our search was a couple of years in the making. Our kids are young, so I wasn’t in a big rush, but I was still eager and we knew we wanted something in a Second home destination: Park City After several idyllic visits to Park City, Utah, Kevin started scoping out properties in the area. Although the family enjoys local destinations like Big Bear, car rides with four young children — ages 2, 3, 6 and 8 — on winding mountain roads include the inevitable litany of “are we there yet?” at best, and one or more carsick kids, at worst. Their home in Newport Beach is minutes from the airport, and they find the short flight to Utah more convenient and relaxing than a long car trip. Ski town sticker shock The problem was finding a place they could afford. “Prices in Park City had been going up astronomically,” said Kevin. “My ideas about what I wanted and what I could actually afford were on two different levels.”  But then an opportunity opened up: A friend in the real estate business happened to mention Pacaso in an Instagram post. Kevin checked out Pacaso’s website and found a single listing in Park City. “I jumped on it right away. I was the first person to buy and the first owner to stay at the home. It was really exciting to be the first one.”  More home for less For Kevin, the cost savings of co-ownership were fundamental to his purchasing decision. “I couldn’t pay for this house in full. This is kind of a Texas phrase, but I have champagne taste and a beer budget. All the homes that I wanted to get into were really pricey, but co-ownership brought properties that I thought were out of reach into grasp.”  Beyond the price, the idea of Pacaso vs. whole homes and timeshares Kevin has a unique perspective on Pacaso, as his Park City home isn’t his first experience with second home ownership. “Owning a second home means dealing with maintenance, upkeep, furnishings — it’s a lot of work, especially if it’s far away. With Pacaso, I don't have to worry about any of that — it’s a breath of fresh air.”  How does that compare to his experience owning a whole second home? “We own another property in Rancho Mirage. It took forever just to finish the buildout and find subcontractors, and we have to drive there and deal with issues year-round. Two different second homes, and the starkest difference in upkeep.” The fact that Kevin doesn’t have to worry about his fully managed Pacaso doesn’t make him feel like less of an owner, however. “This is completely different from staying at a hotel or buying a timeshare. With Pacaso, you actually own a piece of this property and get appreciation. As an owner, you feel invested —  it’s not 100% ours, but you feel like it’s yours. You treat it like your home because it is. And then when I'm not using it, I don't have to worry about it.”  Satisfying his ‘champagne taste’ Kevin’s Park City Pacaso fulfilled all of his luxury home aspirations, which was a bit of a gamble, considering he purchased the property That care extends to the entire process of Adventure awaits in your Park City Pacaso For skiing, mountain biking, the Sundance Film Festival or just a place to get away, there’s nowhere quite like Park City. Co-ownership with Pacaso puts second home ownership in this mountain getaway within reach. Browse our collection of

Jason dreamed for years of owning a second home with his family. However, the thought of owning a second home didn't seem to be in the cards for him — until he came across Pacaso’s The right amount of time Despite wanting to own a second home, Jason felt that a whole luxury second home didn’t make sense financially, especially as a frequent traveler. “For me, staying in one city exclusively was not going to be realistic since we love to travel, and we knew we wouldn’t use it enough to justify buying a whole home.” Pacaso, however, provided the perfect solution. “Co-owning a second home was perfect for us,” Jason shared. “This is all organized by Pacaso to do exactly what I wanted: Using a few weeks each year I could spend in a second home, and sharing that with seven other families at a fraction of the cost.” Exceeding expectations Before buying his Napa home, Jason had previously thought of co-owning a home in Colorado or Utah. “I wanted to find what I call an ‘invisible unicorn’ home in the mountains. And the reason I called it an ‘invisible unicorn’ home is that I didn't know where this place was going to be. All I wanted was something that had beautiful scenery and mountain views.” After losing out on bids on homes in Colorado, Jason then set his sights on Napa — a place he’s been visiting for over 20 years. “It’s a wonderful place for my family to enjoy now, and by investing in this area, I’m able to get a feel for what it would be like to live here full time, which is something I’m considering when I retire.” Jason’s Pacaso checked all the boxes for his “invisible unicorn” second home. “The mountain views are sitting right in my backyard,” Jason shared. “I was looking for a more quiet and serene type of environment, and this home exceeds my expectations. And now, we welcome all of our family or friends to join us anytime they want to.” Part of the community  In addition to having a spectacular gathering place, Jason wants to get the most out of his community, from enjoying morning walks in this neighborhood and going horseback riding to visiting favorite wineries and exploring surrounding areas. The best part? Getting to slow things down. “When we stay at our Pacaso, we don't need to cram everything into a weekend like when we travel,” Jason said. “I’m treating it more as my time to relax. It’s my second home, and I finally feel like a local.” Jason sees his Pacaso — and the ownership experience — as completely different from a timeshare or vacation rental. “We’re one of eight families sharing a home, in the same way that I could purchase a property and share it with seven of my other friends. We own this home, just like others own their homes. We're not just passing through. We’re here to establish friendships with our neighbors and our community.” Make Napa your home away from home When you become a co-owner of a Pacaso home, you enjoy hassle-free ownership at a place that truly feels like home. Check out our

Curious about co-ownership? We sat down with a Pacaso owner during a webinar to chat about her experience of buying and owning a beautiful Pacaso in Florida. Our leadership team also answers guest questions about Pacaso co-ownership, covering everything from financials to design. "I thought it was too good to be true," shared Cheryl. "But I remember first walking into the home and being overwhelmed that the home was so beautiful. After our property manager left that day, I just started crying and said to my husband, ‘I can’t believe we have a second home Pacaso makes second home ownership enjoyable and possible for families looking to spend more quality time together.

Liesl had been looking for a second home in California Wine Country for some time. After losing an offer on a whole home in Calistoga, Liesl came across a Pacaso listing in Malibu. Although Malibu was not on her radar, she was so intrigued by the idea of co-owning a home that she decided to share the listing with her sister.  “I never would have even purchased a home in Malibu, but it was even more beautiful in person than in the photos, so we ended up with a Pacaso on the Pacific Coast Highway,” Liesl shared. “We totally love it.” Then, after coming across another appealing Pacaso listing in Calistoga, Liesl fell in love with that home as well and decided to buy her second Pacaso.  A home for many occasions Beyond it being in her dream destination, Liesl loved how much “home” she was getting. “It was a much bigger home than I could afford,” she said about her Calistoga Pacaso. “We have a big family. We needed a big house for all of us to gather.” The big surprise was getting to use her home for other purposes, too. “The only reason I had gotten the home was for our big family, but it’s great for friends too. And, I could bring my dog. It’s great,” Liesl shared. The ease of ownership Liesl likes that her Pacaso homes are completely Another part of this ease is having a A familiar community to call home Having a second home offers limitless options for fun and relaxation. “In Malibu, we like to find local restaurants and shops, go on hikes and go to the beach. In Calistoga, we hardly left the house the first weekend we were there. We just enjoyed the house — we had friends over, and we played games, pickleball, bocce ball and board games, and we swam and we cooked.” Liesl also recounts a positive experience meeting a neighbor in Malibu. “So, he goes, ‘Oh, you're one of the Pacaso owners. That's great. Welcome to the neighborhood.’ I thought there'd maybe be a little resistance. But I would say this: It's my home, and I would treat it as my home. I want to get to know the community and be a part of the community.”  And for Liesl, there’s immense value in having a home where every aspect is familiar, from supporting her favorite local restaurants to knowing where the pots and pans are in the kitchen. “I run a pretty busy life being a CEO with two kids,” she said. “Being able to go somewhere where I know I'm not going to have to do a lot of work to prepare … it all goes back to having that place where you can unwind faster.” Find your place to unwind When you co-own a Pacaso, you enjoy hassle-free ownership at a place that feels like home — because it is. Whether you’re looking for a Wine Country retreat or a home on the coast, check out our

Chris and Julie previously owned a second home in South Lake Tahoe, using it for family vacations and as a rental. “We love the idea of having a home, but we didn’t need it full time. The workload that went into renting it out — there was a lot,” Chris said. “We did great with it, but it was a lot of work.” They sold the property in 2020 and started looking for a more manageable home on the north end of Lake Tahoe. During their search, they came across Pacaso’s co-ownership program. Chris and Julie were won over by Pacaso’s price, flexibility and amenities, and the true ownership experience stood out. New, comfortable and impressive The couple loved the idea of owning new construction at a price within their budget. “We figured, the new home aspect would be less wear and tear in the long term,” Julie shared. In addition, since Julie and Chris consider themselves as more “summer people,” a new home in a different area of Tahoe would provide more options for enjoyment.  But it’s not just the newness of the property — the couple is amazed by the home’s design and feel. “I think the most difficult part is having to come home to our main home,” said Julie, who’s a fan of interior design. “I love this house, and it is amazing. I think the design team did a phenomenal job.” As owners who had rented out their second home, the couple also appreciates how Pacaso takes care of the maintenance and adds special touches to make them feel at home. “The hot tub, furnishings, outdoor furniture and fire pits are all comfortable. You have everything you need that you can think of, and that makes me feel really good,” said Chris. “We’re going to impress our family and friends whenever we go there. And we’re always going to have a comfortable stay because of that.” Julie added, “It’s really nice just to be able to walk in and not have to do anything.” Julie and Chris aren’t the only ones who are impressed. On a recent stay, the couple’s daughter and dog didn’t want to leave. “That was a really good sign the Pacaso team did well,” Chris said. The perks of true ownership Simplicity and comfort aside, a massive benefit for Chris and Julie was having true ownership in their second home. “There’s a sense of pride when you own a piece of a home. One thing that resonated with me during our last experience was that we did build a lot of traditions,” Julie said. “And it felt nice to have the same place to go to and make it your own. And it is your own.” This feeling of ownership makes their new Pacaso different from other offerings on the market. “I think there’s a lot of misconception out there with it being a timeshare,” said Julie. “It’s not a timeshare — we’re owning a home with eight people. We are able to have access to Tahoe and a beautiful home that we would not be able to afford on our own.” A second home is a special place With more moments on the schedule and plans to pass the home to their daughter, the couple views their Tahoe home as more than just a second home — it’s about going to a beloved destination that holds special meaning in their family. “I think our second home is an extension of our primary home and an extension of our family,” said Chris. “We can’t say that about our current home as much as we love it, because — at some point — you transition out of your primary home. But with a second home, it’s always going to be a place we go to that matters.” Look forward to coming to Tahoe Looking for a place to make memories in Lake Tahoe? When you co-own a Pacaso, you enjoy hassle-free ownership in a beautiful property that feels like home — because it is. Check out our

Angela and Nkem had been thinking about buying a second home for a while. A place on the beach was their dream, and they’d considered several areas along the Southern California coast — a manageable drive from their home in Ventura County. Their family loves to travel, but it’s not always easy. “Having 5 kids close in age, it’s challenging to do big trips or find a hotel room with enough space to accommodate us. We were constantly looking for places where we could create a home-like environment,” said Angela. Not long after they started getting serious about their second home search, Angela came across an ad for Pacaso on Facebook. “We’d been looking at real estate and second homes, and the Pacaso concept was completely different. I showed it to my husband and we started to explore their offering.”  They were impressed with what they found. “We looked at a bunch of different homes and narrowed it down to two locations,” said Nkem. “Then we started looking at homes in detail — it was important to understand the layouts and imagine all of us living in the space. When we saw a home right on the beach in Malibu, it fit all the parameters. Once we toured it in person, we could see it had everything we were looking for, and we made the decision to buy it later that day.” Crunching the numbers Among the key factors in choosing a Pacaso were cost, convenience and location.  And convenience? Angela added, “We have demanding careers, so Pacaso fits really well with our vision of how we want to spend our limited free time together.”  Life’s a beach As for location, a home on the beach with ocean views from every room is a dream come true. “Being able to say, ‘Let’s go to the beach’ and have that be a 20-second journey down the stairs is amazing,” said Nkem. Angela agreed, describing her ideal day at their Pacaso: “I look outside and see the kids playing and enjoying the ocean, and when they’re done, they can come right up and take warm showers. There’s no rush to clean up and pack and get all the sand off before getting in the car. We can just go about our day, living our lives without stress or schedules.” The kids are thrilled too. Their older daughter said, “We all love going to the beach, so getting a house right on the beach was perfect for us. I do beach volleyball tournaments right down the coast, so it’s great if we want to relax the day before we get there.” Her sister added, “We love to travel and create new experiences and memories that we can share. It’s important to have time to get away from the normal routine.” One of their sons chimed in with his favorite downtime activities at their Pacaso, which all the kids could get behind: “Sleeping in, watching TV, and eating pizza and sushi.”  Most of all, Angela, Nkem and their kids are just happy to have found a beautiful place to spend quality time together. “I can’t wait to invite family and close friends,” said Nkem. “I look forward to making memories there, whether it’s birthdays, holidays or no special occasion at all. Just a change of scenery in a place that feels like home.” Meet Angela, Nkem and their kids, and hear what they love most about their Pacaso.  Live the SoCal life with Pacaso  When you become a co-owner of a Pacaso vacation home, you just arrive, unpack and relax. And our Family-Friendly Second Homes™ make it easy to just show up and have fun — from cribs and high chairs, to games, pool floaties, streaming services and more, we have you (and your kids) covered. Explore our

Curious about buying and owning a Pacaso? In this exclusive webinar, you’ll hear directly from two Pacaso owners about why they chose Pacaso, their experience with scheduling, and tips for potential Pacaso owners.  "The scheduling has been super easy — we’ve been able to get all the weeks we’ve wanted to get," shared Scott. "We live close to our Pacaso so we’re able to take advantage of last-minute weekend trips when they’re available." "As soon as I walked in, I knew it was the right decision," said Marilyn. With Pacaso, families can own a second home without the hassle and spend more quality time together. Explore our

Purchasing (and owning) a vacation home can often feel like a maze of decisions and commitments. But A whole different value proposition Tracy's introduction to Pacaso was through an unexpected source: YouTube. "We watched every YouTube video until we understood the concept of shared ownership and were able to articulate it," she explains. For Tracy, taking time to research and understand Pacaso’s unique shared ownership model made it easy to grasp the benefits and logistics. One common misconception she gets among friends and family is the comparison of Pacaso to a timeshare. "I get questions about timeshare but the value proposition is completely different," she shares. "I’ve spent a good deal of time trying to educate people on what Pacaso is all about, and they use the same word: no-brainer. Why wouldn’t everybody buy a Pacaso?" A key feature that caught her and her husband’s attention was Pacaso's A place for loved ones to vacation One of the main motivations for Tracy was the desire to have an impressive space where she could bring her friends and family together. "We want to bring friends and family to a place where they could vacation too," she says. This vision has become a reality, with their Pacaso home becoming a beloved gathering spot. In fact, Tracy's Isle of Palms Comfort is also paramount for Tracy, and Pacaso also delivers on that front. "My whole family sleeps very well when we're in our Pacaso," she says with a smile. "I need that same bedding situation in my primary home!" It's the little details in a Pacaso home that make stays truly special. Memories that last forever Among her favorite memories are the simple, cherished moments spent with her loved ones. She recalls having lunch with her family for the first time in forever in her Pacaso, without the rush of a restaurant setting. Another treasured memory is an experience with her dad. "We were having a quiet moment sharing a glass of wine. My dad turned me to said, 'You’ve done good, kid,'" she reminisces, highlighting the real pride and happiness her Pacaso home has brought to her family. "Honestly, tears." Tracy’s journey with Pacaso illustrates the joy and convenience of the co-ownership model. It’s not just about owning a property — it’s about creating a haven for unforgettable moments with those who matter most. "It's the full package for us," she exclaims. With Pacaso, families can co-own a luxury second home in their happy place and make lasting memories year-round — without any of the hassles. Explore our

I’m Austin, CEO and co-founder of Pacaso. Spring often signals a fresh start in the housing market, and 2025 is no exception. This year, we’re seeing a gradual increase in both inventory and demand. While the year began with lower sales volume, homebuyer demand is gaining traction, and mortgage rates remain below 7%—a welcome trend for buyers. As market conditions evolve, we’ll continue to monitor trends and provide insights. If you have questions about a specific market or are interested in exploring co-ownership opportunities, don’t hesitate to reach out. Some things we’re seeing shaping up this season: While home sales fell 4.9% in January—continuing a broader market slowdown, according to According to the Moreover, Earlier this month, mortgage rates declined for the sixth consecutive week, with the 30-year fixed rate dropping to 6.67%—the lowest level since October 2024. As of Tuesday, March 25, 2025, the current average interest rate for a Housing inventory is on the rise, giving buyers more options in many markets. According to However, inventory remains 23.1% below February 2019 levels, meaning buyers in certain regions—particularly parts of the Midwest and Northeast—are still facing tight resale markets with limited options. As we move further into spring, these market dynamics will continue to evolve. Whether you’re considering co-ownership or exploring new real estate opportunities, we’re here to help you navigate the trends. Our team took a deep dive into the latest housing trends across North and South Carolina, and one key insight stood out: North Carolina is leading the way in vacation homebuyer demand, outpacing South Carolina across several key metrics. From the Blue Ridge Mountains to the Outer Banks, buyers are drawn to the state’s natural beauty, accessibility, and year-round lifestyle appeal. Explore the full report to see what’s driving the shift—and what it means for the future of second home ownership in the Carolinas. See the report

In recent years, both North Carolina and South Carolina have emerged as prime destinations for luxury second-home buyers, offering a mix of coastal retreats, mountain escapes, and charming small towns. But which state is seeing the biggest surge in vacation home investments? Top Carolina vacation home markets to watch To identify the trending vacation home markets in both North and South Carolina, Pacaso analyzed second home mortgage rate lock data alongside growth trends in pricing and transaction volume. These 20 counties stand out for their significant increases in second home activity and proportion of second homes to primary homes. North Carolina has topped the charts with 16 out of the top 20 counties in the Carolinas attracting vacationers. Compared to South Carolina’s “southern charm,” North Carolina offers a variety of vacation destinations. From the shores of the Outer Banks in Currituck County and Bald Head Island in Brunswick County to the mountains of Asheville in Buncombe County and popular ski areas in Haywood County, there is something for everyone.  Though ocean retreats remain popular along the Carolina coasts, North Carolina’s rural counties dominate the charts, finding that vacationers are seeking more than just a waterfront view but charming towns, mountainscapes and expansive vineyards, like Hendersonville in Henderson County, the main hub for the wine region with several wineries and vineyards located nearby. “Today’s second homebuyers are looking for more than just a beach—they want natural beauty and year-round appeal. The Carolinas deliver all of that, often at a more accessible price point than other markets,” said Austin Allison, CEO and co-founder of Pacaso.“For many buyers—especially those in the Southeast—these destinations provide a lifestyle upgrade that feels within reach." The Carolinas continue to attract vacation home buyers, with some of the more “legacy” coastal markets leading the way. Currituck County, NC home to the Outer Banks, remains a top destination, offering pristine beaches and exclusive waterfront properties, with luxury buyers investing in homes averaging over $1 million. With more than 33% of the second home share, Horry County, SC—home to Myrtle Beach—attracts a wide range of buyers with its more affordable inventory. In 2024, the average second home price is around $400,000. South Carolina gems like Beaufort County—home to “This data comes as no surprise to us at Pacaso,” said CEO Austin Allison. “Hilton Head was the first East Coast vacation home market where we introduced co-ownership. Our owners and buyers also adore the Charleston barrier islands, and in response to demand, we’ve just introduced another stunning home on Kiawah Island—Blue Heron.” Mountain communities in the Carolinas continue to attract vacation home buyers. Despite recent catastrophic weather challenges to the beloved communities of the southern Appalachian Mountains, these markets have shown resilience, with steady year-over-year growth from 2023 to 2024. In Buncombe County, Asheville remains a sought-after destination, offering a vibrant cultural scene, breathtaking mountain views, and a strong vacation home market. Just west of Asheville, Haywood County—where second homes make up 23.6% of the market—is emerging as a top choice for buyers seeking affordability, stunning scenery, and proximity to the Great Smoky Mountains National Park. Similarly, Madison County continues to attract buyers year over year and has been referred to as “Asheville's backyard”—and it’s easy to see why. Located just 20 minutes north of Asheville, Madison County is steeped in natural beauty, home to the famed Appalachian Trail, Pisgah National Forest, the French Broad River, and the renowned Hot Springs. North Carolina’s quieter coastal regions are seeing increased interest from  vacation home buyers, with hidden gems gaining traction alongside more well-known destinations. Brunswick County, positioned between Wilmington and Myrtle Beach, is drawing buyers to its charming beach towns like Oak Island and Sunset Beach. Pamlico County, often known for possibly having more boats than people, appeals to those seeking tranquil waterfront living away from the crowds.  Pacaso identified the top North Carolina and South Carolina home markets by selecting 20 counties with the highest index scores, determined by analyzing key metrics such as the proportion of second homes to primary homes and growth trends in second home rate locks and prices from 2023 to 2024. Counties with fewer than 50 second home rate locks or where second homes accounted for less than 5% of transactions were excluded. Markets were further filtered to include only areas with positive price growth during this period. Weighted criteria emphasize popularity, demand, and recent growth, highlighting dynamic and high-value second home destinations. The markets are ranked based on the largest proportion of second homes to primary homes.

I’m Austin,  CEO and Co-Founder of As 2024 came to a close, we watched changes that could impact both buyers and sellers. The year ended with home sales up, mortgage rates still elevated, and price growth slowing, leaving some optimism for the year ahead. Here’s a closer look at the latest trends as we close out the year and what’s ahead in 2025. 2024 in review  1. Home sales surge at the end of ‘24 November saw a 6.1% year-over-year increase in sales, marking the largest gain since mid-2021. U.S. existing-home sales also rose 4.8% from the previous month, reaching a seasonally adjusted annual rate of 4.15 million—the highest level since March, according to the 2. Rate rollercoaster While the Federal Reserve has For most of 2024, rates were lower than the previous year, but by the end of December, they were up 21 basis points annually. The average rate for a 30-year fixed mortgage with conforming loan balances (up to $766,550) edged up from 6.89% to 6.97%, as analyzed by 3. Home price growth slow Nationwide, home prices grew by 3.6% in October compared to the previous year, down from 3.9% in September. This marked the seventh consecutive month of slowing annual gains, as reported by the 2025 Predictions The outlook for 2025 is cautiously optimistic, according to experts from NAR, Zillow, Redfin, and Realtor.com.  When it comes to mortgage rates, we might see a slight dip, but they’re likely to stay above 6%, keeping things challenging—but improving—for buyers. Inventory is also expected to improve. In fact, We'll continue to check in with updates, and encourage you to contact us with any questions about a market of interest.

This year has been incredible for Pacaso — 2024 brought major growth and exciting momentum, thanks to the amazing support from our community. Recently, we extended an exclusive opportunity to our community to join our mission of making vacation homes more accessible for more people through our growth round. Because of strong demand and substantial growth in the first half of the year, our share price will increase after For more information on Pacaso and how you can join the journey, please visit

Recent interest rate cuts by the Federal Reserve have spurred enthusiasm in the real estate market because even small changes can have a significant impact on real estate purchasing power.  The Fed cut rates .5% in September and .25% in November, lowering its benchmark borrowing rate by three quarters of a point in 2024. While the Federal Reserve does not directly set mortgage rates, the changes in its benchmark rate does influence real estate borrowing. With this lower benchmark target, first and second home buyers should have more purchasing power and the ability to capitalize on real estate purchases. For Pacaso clients, who purchase shares of a luxury vacation home through our co-ownership model, lower borrowing rates translate directly to more affordability, better financing options and a generally enhanced ownership experience. In general, a lower Federal Reserve benchmark rate means lower borrowing costs for real estate buyers. Pacaso’s model already excels at supercharging buying power, making high-end properties accessible by splitting the purchase price and ongoing costs among multiple co-owners.  The recent cuts amplify this affordability. For example, rather than buy 100% of a $10 million Aspen home that you might only use 1-2 months a year, Pacaso enables you to purchase ⅛ to ½ of that same home, for a fraction of the price. You get the same enjoyment of the home, without the large price tag, and Pacaso tackles all of the headaches associated with owning the home.  Additionally, buyers can finance their purchase. Lower borrowing rates lead to smaller monthly payments. And with direct financing, Pacaso is already offering great financing options. With lower rates, your potential savings extend over the life of the loan, translating to more luxury living for a smaller price tag.  Pacaso gives buyers Pacaso also offers financing directly in order to make the purchase, and your ownership, as seamless as possible. You may be able to find a loan with your bank to purchase a second home, but the rates you find through Pacaso will likely be even more competitive and affordable than a traditional loan.  This is in large part due to our lending partnerships, and our growing experience in financing hundreds of vacation home purchases. Plus, Pacaso closings can happen in as little as one day so you can start enjoying vacation home ownership right away. One of the biggest advantages of decreased interest rates is the reduction in monthly payments. This can make owning a share of a luxury property more cost-effective than ever before. Lower monthly expenses allow buyers to allocate more resources to other important priorities while still enjoying the benefits of ownership.  For example, let’s take a $500,000, 7-year loan. At 10%, the total interest for this simple loan would amount to about $197,000. At 9%, even just 1 percentage point lower, the same borrower would save about $22,000, a roughly 11% savings, over the course of the loan. This shows how even small changes in borrowing rates significantly impact the overall price of a loan.  Timing of these cuts presents an opportunity for those looking to enrich their lives. In a recent The value of spending time with family and friends in combination with dollar maximizing strategies position Pacaso to serve you and your goals. From reduced monthly costs to enhanced financing, your buying power is truly amplified, and the benefits are clear. Pacaso’s

Picture this: You’ve been researching Although the luxury real estate market continues to change due to economic factors like inflation and interest rates, your dream of owning a luxury home doesn’t have to. Read our guide to learn about the top eight luxury real estate trends of 2023. 1. Small homes are becoming more luxurious Smaller homes are becoming more popular among luxury home buyers, with small luxury houses selling Smaller homes may also be cheaper and easier to buy with cash. Downsizing into a smaller primary residence or 2. Luxury houses are in a seller's market The housing market as a whole has seen impressive growth over the last couple of years, but the luxury real estate market still managed to surpass the lower tiers. In May 2023, the luxury real estate market saw a sales ratio of One explanation for this growth is that wealthy Americans are less affected by volatile job markets. Being able to work remotely without interruptions to their income has put them in a prime position to take advantage of lower mortgage rates. 3. The luxury real estate market becomes more globalized Due to a strong U.S. dollar, international real estate purchases are expected to increase in 2023. In fact, Meanwhile, foreign investors are taking an interest in states like Texas, California and Florida. China was the biggest investor, purchasing over 4. Large market luxury home median prices are increasing Metropolises like Los Angeles and Austin are experiencing higher median prices for their luxury listings in 2023. In fact, over 24% of Austin homes are being listed at The increase in luxury home prices is redefining what the luxury market will look like in desirable locations across the United States. For example, the small luxury market of East Honolulu may lack the volume of buyers that big cities have, but 5. Buyers are paying for luxury homes in cash All-cash sales comprised 26% of transactions in November 2022, up from 24% a year earlier, according to Since luxury real estate is a highly desirable and competitive market where buyers often face multiple offers and bidding wars, paying in cash can give them an edge over other buyers who need to finance their purchase with a mortgage.  This, coupled with recent 6. Rising interest rates are causing fear in the luxury real estate market The current state of the economy is causing some buyers to hold off on their luxury home prices, with Over 7. Luxury second home ownership is on the rise Many people have avoided Now that more people aren’t tied to one specific location for work, they feel they can get the most out of their money with a second home. In fact, The luxury home market is also seeing gains in And with a 8. Investors are adding to their portfolio In 2022, there was a Luxury real estate has the tendency to be less volatile and more resilient than other types of real estate, especially during economic downturns. Investors can also create a cash flow opportunity from these properties by turning them into luxury vacation rentals. High-end real estate often appreciates faster and higher than average properties, due to their scarcity, exclusivity and desirability. Investors can benefit from capital gains and equity growth over time. The luxury real estate market is no stranger to change, and 2023 has a lot in store for high-end home seekers. Whether you're searching for a new primary or secondary residence, our insights can help you find the

Pacaso's H1 2024 Earnings Call will provide an in-depth look at the company's financial performance and investment opportunities. Join Co-Founder and CEO Austin Allison, alongside CFO Alvaro Cortes. During this session, they’ll unveil key H1 performance metrics, share insights into Pacaso’s plans for growth, and explain how you can participate in our mission to make second home ownership more accessible. For more information on Pacaso and how you can join the journey, please visit

On Presidents Day, many across the U.S. celebrate the nation’s past, present and future leaders with a restful day off. It's no secret that our commanders-in-chief, too, enjoy their own vacation time. From small towns in Texas to multi-generational coastal compounds, presidents across history have retreated to unique destinations for some R&R — many spending their time in a second home. In honor of the holiday, we analyzed seven second home destinations where U.S. presidents vacationed before, during, and after their time in office. Since history shows that So, which president chose the getaway spot with the greatest price appreciation? Hint: He was the 40th president of the United States. Key takeaways 1. Goleta, California (Ronald Reagan) Six presidential getaway destinations saw more than 17% growth in median second home price from last year — with the biggest growth being 20.55% in Santa Barbara County. The average luxury home value in this California county almost doubled from $776,767 to $1,247,645 over a five year period. Santa Barbara County is not only home to the popular cities of Santa Barbara and Montecito, but also the chosen getaway destination for Los Angeles city dwellers and, previously, the Reagans. The famed Rancho del Cielo where President Ronald Reagan retreated with his family, also known as the “Western White House” is located in Goleta, California. The presidential ranch is situated atop the Santa Ynez Mountain overlooking "The Good Land," a breathtaking 10-mile stretch of beautiful coastal and agricultural land. 2. Hyannis, Massachusetts (John F. Kennedy) Barnstable County, Massachusetts recorded the next largest growth in second home price year over year with 19.73% increase. Barnstable County is home to the popular coastal community of Cape Cod and its associated islands. The picturesque seaside town has a rich history with the Kennedy family, which began in 1928 when President John F. Kennedy’s parents purchased a vacation home in Hyannis Port. JFK, his brother Ted and his sister Eunice later purchased the neighboring homes to bring to life the Kennedy Compound, a  three-house, six-acre waterfront property along Nantucket Sound. "With serene beaches, quaint villages, colorful seafood shacks and lighthouses, the Cape embodies the best of New England charm and has long been a popular destination for second home owners and seasonal travelers," said Pacaso Co-Founder and CEO Austin Allison. 3. Rancho Mirage, California (Henry Ford) Coming in third is Riverside County, California, where the 38th President Gerald Ford retreated at one time. The county saw a 19.61% price appreciation in its luxury home prices from 2021 to 2022. Most interesting is chance in price appreciation prior, during and following the pandemic — second home prices were up 4.24% year over year in 2020 but skyrocketed to a 20.66% growth in 2021, showcasing the demand surge for second homes after the onset of the pandemic. Nestled in Rancho Mirage between Palm Springs and Palm Desert, Ford’s home sat on the 13th hole of the iconic Thunderbird Country Club. The popular desert city is home nearly 300 days of California sun and great golf, and has long been a popular getaway for Hollywood and influential celebrities alike including Frank Sinatra, Dean Martin, Bing Crosby, Lucille Ball, and of course, Gerald and Betty Ford. 4. Crawford, Texas (George W. Bush) Perhaps the smallest town on this list of presidential second homes is Crawford, Texas in McClennan County, and the home away from home of Laura and George W. Bush. While Crawford’s population is less than 1,000 people strong, the central Texas county saw a 18.98% increase in the value of luxury homes from 2021 to 2022, perhaps due to the charming county seat of Waco. Waco is approximately 35 miles east of the "Bush Ranch" and offers plenty for locals and visitors alike to do and explore, from Baylor University and Cameron Park to delicious barbecue, unique boutiques and more. The stars of popular home show "Fixer Upper" and owners of Magnolia, Chip and Joanna Gaines call Waco home and have also attracted fans to the central Lone Star state town who visit the Magnolia Market & Silos. The luxury home price in McClennan County is the lowest on the list with a $512,931 average. 5. Rehoboth, Delaware (Joe Biden) Sussex County, Delaware saw an 18.27% year-pver-year increase in the value of luxury homes year over year. Sussex County is home to numerous seaside resorts and popular beach towns such as Bethany Beach, Dewey Beach, Fenwick Island, Lewes, and Rehoboth Beach.  Properly nicknamed “The Nation’s Summer Capital” due to its popularity amongst politicians and its proximity to Washington, D.C., Rehoboth is the current escape for POTUS Joe Biden and Dr. Jill Biden. The Delaware-native had been vacationing to Rehoboth for decades prior to purchasing his second home in 2017.  During Biden’s presidency, he and the First Lady have been seen in perusing Browseabout Books, grabbing an ice cream scoop at Double Dippers and strolling on Gordons Pond Trail, amongst others. 6. Kennebunkport, Maine ( The value of luxury homes in Maine's York County increased 17.16% from 2021 to 2022. The southern Maine county is home to the charming coastal city of Kennebunkport, widely known as one of New England's most popular tourist destinations.  President George H. W. Bush, the 41st President of the United States, inherited a "Summer White House" retreat in the town of Kennebunkport, rightfully named "Walker's Point Estate." Similar to JFK’s Massachusetts compound, Walker’s Point Estate consists of three family-owned properties and has long served as a multi-generational getaway destination for the Bush family. 7. Edgartown, Massachusetts ( Dukes County, Massachusetts saw an 11.11% increase in the value of luxury homes from 2021 to 2022. The county consists of the island of Martha's Vineyard, the Elizabeth Islands, the island of Nomans Land and other islets. While the entire county only has a population of about 20,600, the largest island in the county is Martha’s Vineyard, which has long been a popular vacation home destination. The island is famous for its miles of public beaches, quaint shops and restaurants.  In 2019, Barack and Michelle Obama bought a slice of Martha’s Vineyard by way of a 29-acre, seven-bedroom and eight-and-a-half-bath estate for $11.25 million. Despite having the lowest value increase year over year of the seven presidential second home destinations we analyzed, Dukes County has an average home price of $2,590,922 — the highest priced real estate of these markets. Methodology To compile this report, Pacaso analyzed luxury real estate activity in counties where U.S. Presidents owned second homes and examined average values of homes in the top 20% of those markets and the year-over-year percentage changes. Home price data was provided by Zillow, MLS data sources, and real estate analytics firm

Inflation has reached its highest level since 1981 as the latest Consumer Price Index (CPI) increased 9.1% in June. In addition, mortgage rates in April surpassed 5% for the first time in over a decade and have remained elevated since. This is the first time in recent history that inflation is meaningfully higher than mortgage rates. As the cost of consumer goods in the U.S. rises faster than mortgage rates, there are financial decisions consumers should consider to hedge against inflation. Many advocate putting money into long-term assets such as real estate, including second homes, as a way to hedge against inflation. Although mortgage rates have nearly doubled since the start of 2021, it is important to remember that rates are still well below historical norms. For the past 50 years, 30-year fixed mortgage rates have averaged approximately 8%, even crossing above a staggering 18% in the early 1980s.  Inflation has reached levels we have not seen in over 40 years. Many economists believe that the CPI will remain elevated for the rest of this year and may hold up into 2024. As inflation rises, the cost of everything goes up, including real estate. However, when the CPI growth rate is higher than the current 30-year fixed mortgage rates, homeowners’ will be spending the same monthly amount but with inflated dollars. As a result, smart home shoppers tend to be less concerned about the current levels of mortgage rates when inflation is high. This could provide home buyers with a rare opportunity to make a stable-value investment and take advantage of the growing rate of depreciation of money. In an inflationary environment, consumers want to park their money somewhere that will lose the least amount of value. For that reason, real estate is often considered one of the best ways to hedge against — or beat — inflation. 

I’m Austin, CEO and co-founder of The housing market is picking up steam well into the spring home buying season. Although fewer homes than usual are being sold this spring, buyers are quickly snatching up those that are on the market — even when mortgage rates may be fluctuating. An uptick in mortgage applications indicates that people are optimistic about the market. Some things we’re seeing: 1. Sellers staying put, inventory hits pre-pandemic low According to 2. Fierce competition for desirable homes The current state of the real estate market continues to be highly competitive, as evidenced by the fact that almost half (48%) of the homes sold in the four weeks ending on April 30th were under contract within two weeks according by This spring, the scarcity of inventory is resulting in fewer homes being sold, but those that are 3. Home prices rise for third consecutive month According to a report originally 3. Homebuyers keep a watchful eye on fluctuating mortgage rates According to Meanwhile, the We'll continue to check in with updates, and encourage you to contact us with any questions about a market of interest.

Cabo is known for its stunning coastline, boasting an array of beaches to suit every preference. Whether you're planning a quick getaway or dreaming of a more permanent escape with a vacation home, discovering the best beaches in Cabo is key to an unforgettable experience. From secluded coves perfect for relaxation to vibrant shores near 1. Medano Beach Medano Beach is a vibrant stretch of sand known for its lively atmosphere. Here, you’ll find a wide array of activities, from jet skiing and parasailing to simply soaking up the sun. With lifeguards on duty throughout the day, Medano is considered one of the safest and most swimmable Cabo beaches.  This beach is easily accessible and has ample parking nearby. While it can get crowded, especially during peak season, the energy is infectious if you enjoy an exciting atmosphere. It’s also a popular spot for people-watching and enjoying the vibrant Cabo nightlife. 2. Divorce Beach  Divorce Beach, located on the Pacific side of the iconic El Arco rock formation, is renowned for its dramatic scenery and powerful waves. Accessible only by boat, this secluded beach offers a unique experience. If you’re looking for great photography opportunities on your trip, this is one of the best beaches in Cabo to find them.  While not suitable for swimming due to strong currents and waves, Divorce Beach is perfect for sunbathing, picnicking or marveling at the raw power of the Pacific Ocean. The rugged cliffs and crashing waves create a breathtaking backdrop for photos.  3. Santa Maria Beach  Santa Maria Beach is a hidden gem nestled along the Tourist Corridor, known for its calm waters and pristine beauty. This sheltered bay offers excellent swimming and snorkeling conditions, making it a great The beach is easily accessible by car and offers ample parking. In addition to swimming and snorkeling, you can enjoy sunbathing, beachcombing and relaxing on the soft white sand. The beach is well-maintained and clean, and lifeguards are often present to ensure safety.  4. Palmilla Beach   If you’re looking for luxury beaches in Cabo, Palmilla Beach is for you. This pristine beach is nestled within a prestigious resort area and boasts soft white sand and a tranquil ambiance. The calm waters make it ideal for swimming and sunbathing, while the surrounding resorts offer upscale amenities like world-class Palmilla Beach is generally less crowded than some of the more popular beaches in Cabo, offering a more exclusive and serene experience. Parking can be limited as the beach is primarily accessed through resort properties. However, many resorts offer beach access to their guests and the public. 5. Chileno Beach  Chileno Beach is a popular choice if you’re seeking a combination of relaxation and adventure. This picturesque beach is considered one of the best swimmable beaches in Cabo, with calm, clear waters ideal for swimming and snorkeling. Need ideas for Chileno Beach is easily accessible by car and offers plenty of parking. While it can get busier later in the day, arriving early allows you to enjoy a more peaceful experience. The beach is well-maintained, with lifeguards on duty to ensure a safe swimming environment. Basic amenities such as restrooms and showers are also available.  6. Lover’s Beach Nestled between dramatic rock formations at the tip of Land's End, Lover’s Beach offers a unique experience among the best beaches in Cabo San Lucas. This secluded beach is only accessible by boat, adding to its allure. The calm waters of the Sea of Cortez provide excellent swimming conditions, where you can spot a diverse array of colorful fish. Lover's Beach can get busier throughout the day as boat tours arrive. If you want a more laid-back experience, arrive early and secure a good spot on the sand. While there are no amenities directly on the beach, boat tours often provide refreshments, and some offer snorkeling gear rentals. 7. Cannery Beaches The Cannery Beaches, often overlooked by tourists, offer a unique glimpse into the heart of Cabo San Lucas. These connected stretches of sand, sometimes referred to as Playa Coral Negro, provide a more authentic experience than the more crowded tourist hotspots. If you're seeking a beach with local charm and a touch of history, this is it. These beaches border the entrance to the Cabo San Lucas Marina and are mere steps from the historic cannery building, giving them a rich, old-world feel. While not as well-known for swimming as Santa Maria, the Cannery Beaches offer a tranquil environment perfect for relaxing and observing local life. The waters are typically calmer than the Pacific side, though not always as crystal-clear as other bays. The appeal here lies in the atmosphere: watching fishing boats enter and exit the marina, seeing locals gather, and soaking in the historical significance of the area. Access to the Cannery Beaches is relatively easy, though parking can be more challenging than at larger, more developed beaches. Amenities are minimal, contributing to the beaches' unspoiled, authentic feel. Don't expect rows of lounge chairs or vendors; instead, embrace the quiet and the chance to connect with the true spirit of Cabo. 8. Playa Costa Azul Playa Costa Azul, located near San Jose del Cabo, is a renowned surfing destination known for its consistent waves and lively atmosphere. This expansive beach offers soft white sand and clear blue waters, attracting both experienced surfers and casual beachgoers. While swimming can be challenging due to the strong surf, this beach offers plenty of other activities like beachcombing, sunbathing and simply enjoying the vibrant beach scene. If you’re wondering 9. Playa Solmar  Playa Solmar is a picturesque stretch of sand primarily accessible to Solmar Hotels & Resorts guests. This pristine beach boasts soft white sand, crystal-clear waters and a relaxing ambiance, making it an ideal spot for swimming and sunbathing. The surrounding resorts offer a range of upscale amenities, including world-class dining, spa services and water sports rentals. Playa Solmar is generally less crowded than some of the more popular public beaches in Cabo, offering a more exclusive and serene experience. Access to the beach is typically restricted to resort guests, though some resorts may offer day passes for non-guests. 10. Cerritos Beach Cerritos Beach, located north of Cabo San Lucas, is a popular destination for both surfers and families. This expansive beach boasts soft sand and consistent waves, making it a favorite among surfers of all levels. While the surf can be strong at times, there are also calmer areas suitable for swimming. Cerritos Beach is easily accessible by car and offers plenty of parking. While it can get busier during peak season and weekends, the beach is spacious enough to accommodate a large number of beachgoers. The Tips for buying a vacation home in Cabo Thinking about owning a vacation home in Cabo? Relax to the max on the best beaches in Cabo From the vibrant shores of Medano Beach to the secluded beauty of Lover's Beach, these best beaches in Cabo offer unforgettable experiences. And when you co-own a luxury Ready to make Los Cabos your home away from home?

Lake Tahoe is a spectacular destination renowned for its crystal blue waters, lush mountain landscapes and lively atmosphere. While the area is famous for its skiing and outdoor adventures, it’s also a year-round hub for exciting events. With a packed calendar celebrating food, wine, arts and more, there is always something special happening in this alpine paradise. Winter in Lake Tahoe is nothing short of magical with its towering pine trees dusted in snow and the crisp, mountain air filling the atmosphere. Skiers and snowboarders flock to Tahoe’s famous ski resorts, making it a lively and thrilling time to visit. The charming towns around the lake come alive with festive lights and events the whole family will love. Spring in Lake Tahoe offers a refreshing vibe as the region transitions from the snow-capped beauty of winter to the welcoming warmth of summer. The crowds start to thin out after the winter rush, giving way to a quieter, more peaceful atmosphere. As summer arrives, Lake Tahoe transforms into a breathtaking lakeside paradise, with crystal-clear waters and sun-drenched days. The warm, refreshing air is perfect to enjoy outdoor activities, live entertainment and of course, the 4th of July, which is the highlight of Lake Tahoe’s lively summer season.  During the fall months, Lake Tahoe transforms into a canvas of vibrant autumn colors. The crowds start to thin out, offering a more relaxed atmosphere to savor the natural beauty, indulge in the local food scene, and enjoy the serenity of the lake before winter sets in. No matter the season, Lake Tahoe’s diverse events and natural beauty make it an unforgettable escape.

Are you and your partner in need of some quality time? Somewhere with stunning views where you can explore to your heart’s content? You’re in luck — we’ve curated a list of the best vacation spots for couples around the world. From Maui to Kyoto, we’ve assessed the environments and attractions of each destination to create our guide. Complete with tips for enjoying yourself, our list of couple vacation ideas includes the following getaways. While many are in the United States, several destinations are in Asia and Europe. The list is ordered geographically, from west to east. Let’s begin planning your next romantic vacation. First stop: Maui.  1. Maui, Hawai’i The Hawaiian Islands are a popular destination for couples for good reason, and For a more indulgent experience, grab a snorkel and flippers to swim with the sea turtles at Turtle Town. Or share a shaved ice before spending the day sailing around the neighboring island of Lana’i. Thrill seekers can brave the infamous 2. Napa Valley, California Whether you’re visiting for a weekend or a week, Spend a day at the 3 Hike through the natural beauty of Indian Canyons or take a scenic drive through the San Andreas Fault for a memorable adventure. The breathtaking landscape makes it an ideal spot for outdoor enthusiasts who also want to enjoy romance and relaxation in the area. After hiking and checking out the must-see destinations, you can pamper yourselves with a couples spa day. The 4. Scottsdale, Arizona Whether you’re looking to lounge poolside or spend your days on the golf course, For a more rejuvenating experience, Scottsdale offers various wellness retreats focused on holistic healing, yoga and detox programs. These retreats are designed to help couples unwind and reconnect through relaxation, mindfulness and spa treatments.  For area entertainment: 5. Sedona, Arizona Hiking in 6. The Have your meals on the beach or opt for terraced seating at 7. Punta Mita, Mexico Tucked away on Mexico's Pacific Coast, Punta Mita offers pristine beaches and an air of exclusivity. Spend your days lounging on white sand or snorkeling in the azure waters of the Marietas Islands. For ultimate relaxation, indulge in a couple’s spa treatment at one of the luxurious resorts. Savor freshly caught seafood at a beachfront restaurant while watching the sunset, or book a private yacht to explore hidden coves. The charm of Punta Mita lies in its tranquility, making it one of the best relaxing vacations for couples.  8. Costa Rica is an idyllic tropical paradise, and Uvita is in the perfect location to experience what it offers. There are also endless opportunities for water-based fun. Go on a whale-watching expedition to search for humpbacks, dolphins, turtles and other marine life. Take a tour of the Uvita Waterfall, where you can ride down its natural waterslide into the pool below. You can also go on a guided tour of the area’s pristine beaches or even get scuba-certified to explore the stunning coral reefs underwater. 9. New Orleans is a vibrant destination for couples, thanks to its rich culture and abundant entertainment scene. Let the street musicians determine your playlist as you wander the Some must-dos in this river city include sampling local food (beignets with lots of powdered sugar, the classic muffuletta sandwich and distinctive Creole cuisine), a Mississippi steamboat cruise and live jazz at 10. For idyllic mountain meadows, look no further than Sip a cold drink and dance to live music at local saloons, then recover with a spa day at 11. Savannah, Georgia Savannah exudes old-school Victorian vibes, with ornate buildings and Spanish moss-covered trees lining the streets. It’s a perfect town for a stroll with your beloved.  Jump on a riverboat for a tour of the area in old-fashioned luxury, or head to nearby 12. Get in a rowboat at 13. Couples can begin their journey by taking a leisurely stroll through A visit to iconic 14. Martha’s Vineyard has been a longtime favorite retreat for people looking to relax to the sound of crashing waves — that’s why it has a reputation as a great vacation spot for couples. Take your pick of one of the island’s many public beaches for a day in the sand, or spend the day on the water by chartering a sailboat. Play a couple of rounds at Farm Neck Golf Club, one of the In summer and early fall, take the bus to 15. French is undoubtedly a romantic language, but you don’t have to travel to France to be immersed in it. Montreal’s official language is French, and that’s just the beginning of what makes this city one of the best vacation spots for couples.  Established in the 1700s, Montreal has retained its Old-World feel, with cozy streets begging to be explored.  The 16. Patagonia covers the southern part of South America and delivers an abundance of sought-after destinations for couples. Take a ride on the End of the World Train, the southernmost train in the world, in a heated coach for a tour of Tierra del Fuego National Park. For adventurous couples, Patagonia offers thrilling outdoor activities like mountain climbing, trekking through Other activities include sport fishing, horseback riding and hiking some of the world’s most scenic trails. After your day of adventure, indulge in Argentina’s famous beef and award-winning wine. 17. Touring Iceland is one of the best trips for couples who love to connect with nature. Soak in the Snorkeling isn’t just for the tropics. Throw on a thermal wetsuit and swim in the Silfra Fissure, a gap between the tectonic plates of North America and Europe. Visit between October and March for the best chance at seeing the northern lights. Stay in a specialized rental in the wilderness for a truly unforgettable sight. 18. London, England There are endless things to do in London, from iconic landmarks to rich history, that create a captivating setting for couples. Begin with a ride on the London Eye for sweeping city views. Stroll hand in hand along the South Bank or visit the charming streets of Notting Hill, famed for its colorful houses and cozy cafés. Catch a West End show or dine at a Michelin-starred restaurant for an unforgettable evening. Don’t miss a picnic in Hyde Park or a boat ride on the Serpentine for a touch of romance in the heart of this bustling city. 19. Dublin is a fun couples getaway full of charm — and liquid refreshment. Tours of the Or skip the tours and create your own self-guided pub crawl to experience local drink, food and people — the Temple Bar District is a good starting point. Cross over the River Liffey on one of the city’s scenic bridges or navigate the river in rented kayaks for a unique view of your surroundings. Attend an enchanting Irish music and dance show at the 20. Cardiff, the vibrant capital city of Wales, stands out as an ideal vacation spot for couples seeking a romantic and culturally rich getaway. The city is adorned with iconic landmarks such as 21. Paris, France Known as the City of Love, A view of the Eiffel Tower in Paris, one of the best vacation spots for couples. Dine by candlelight in one of Paris’s gourmet bistros, and don’t forget to enjoy wine and macarons while gazing at the city’s twinkling lights. Paris effortlessly lives up to its reputation as the most romantic city in the world — and a couple’s vacation just might make you 22. The old town district is filled with boutiques and quaint restaurants offering an array of fresh Mediterranean dishes. Explore the local flavors by dining at intimate eateries where you can savor seafood, tapas, and fine wines.  For a true gastronomic experience, enjoy a tasting menu at one of the high-end restaurants overlooking the Mediterranean, allowing you to enjoy both the view and the exquisite cuisine. Marbella also has a lively nightlife, with rooftop bars offering cool drinks and hot music. 23. Set against the Atlas Mountains, Marrakech enchants visitors with its bustling souks, intricate architecture and the intoxicating scents of spices and blossoms. Couples can begin their exploration in the heart of the city, the historic Medina, where the iconic Staying at a riad — a traditional Moroccan luxury guest house — offers a unique experience. These intimate, intricately designed homes with central courtyards and lush gardens provide a peaceful escape from the city's bustling energy. Many riads offer luxury amenities, such as rooftop terraces with panoramic views of the medina, private pools and exquisite decor reflecting Moroccan heritage.  The city's diverse dining options range from street food adventures in the bustling markets to elegant rooftop restaurants offering panoramic city views. Marrakech's souks — or markets — offer couples an opportunity to shop for handcrafted treasures, textiles and jewelry.  24. The sun-kissed island of Mallorca in the western Mediterranean is renowned for its golden beaches, crystal-clear waters and picturesque villages, making it one of the best vacation spots in the world for couples. Wander the charming streets of 25. Cannes, France If you're looking for couples getaway ideas that balance luxury and seclusion, look no further than Cannes, France. The glamorous French Riviera beckons couples to Cannes, a seaside city known for its luxury and allure. Walk hand in hand along the Croisette promenade and soak up the breathtaking views of the Mediterranean. Explore the old town of Le Suquet with its charming cobblestone streets and artisan shops. Round off your visit with a private yacht charter or dinner at a Michelin-starred restaurant, adding a touch of extravagance to your romantic getaway. 26. Lake Como, Italy Lake Como, nestled in the foothills of the Italian Alps, exudes an air of sophistication and serenity. Couples can explore picturesque towns like Bellagio and Varenna or cruise the lake in a vintage wooden boat. Savor authentic Italian cuisine at a lakeside trattoria or take a romantic walk through the lush gardens of Villa Carlotta. The breathtaking views and tranquil ambiance make Lake Como one of the world’s most enchanting destinations for couples. 27. The scenic cliffs of Santorini draw couples to the area like moths to a flame. The Enjoy fine Mediterranean cuisine with a glass of local wine at 28. The gondolas of Venice need no introduction, but there’s more to this city of canals. Walk to the Rialto Bridge at sunset and watch the Grand Canal light up for the night. Enjoy a ballet or opera at the Share a bottle of wine at the 29. Lausanne sits on the north shore of Lake Geneva, offering stunning views of the Alps. If the natural scenery alone isn’t enough incentive, the city’s old town will be. Lausanne is filled with preserved Gothic architecture that you must see to believe. Tour the The 30. Helsinki is one of the most unique getaways for couples in the world. It's home to the Saunas are deeply embedded in Finland’s culture, so you might want to spring for a private experience with your significant other at the luxurious 31. No town embodies the term “fairytale” quite like Bruges. The medieval city is so well preserved that it’s a protected 32. Baros is the epitome of romantic luxury, making it one of the best getaways for couples looking for a captivating retreat. This private island resort offers an exclusive and intimate setting for couples to unwind and reconnect.  Couples can indulge in the ultimate relaxation at the resort's 33. Singapore Singapore offers a year-round cultural calendar full of exciting festivals and events that add a unique dimension to any couple's getaway. If you time your trip right, you can enjoy the Singapore Night Festival, where art installations and dazzling light shows light up the streets. For an intimate cultural experience, attend the Moon Festival, complete with traditional performances and lantern displays.  The The 34. If long flights don’t intimidate you, head to the infinitely photogenic island of Bali. A top spot for honeymooners, Bali provides all the romance two people can handle. Couples vacation ideas include touring the lake resort area of Bedugul and the more urban hub of Ubud, both of which feature landmarks of Bali’s history. Guides can even pick you up from your hotel and explain the sites you pass on the way.  Diamonds may be a girl’s best friend, but handmade jewelry gives them a run for their money. Craft your own gold or silver rings at a workshop led by master craftspeople. Then, satisfy your appetite in a 35. Kyoto is known for its temples, shrines, gardens and palaces — so much so that they are a Tips for creating the best couples vacations Taking a romantic getaway is a great way to grow closer as a couple and make memories that will last a lifetime.  Here are some tips on how to make your couples vacations even better: Now that you know the best vacation spots for couples, which destination will you and your partner travel to first? If you can see yourself frequenting one of these romantic getaways, it may benefit you to As a

Florida is a dynamic destination with dozens of cities to explore, from lush tropical islands to cultural hubs. With so many locales to choose from, planning your next Florida getaway can feel a little overwhelming. To help, we’ve compiled a list of our favorite Florida cities for all types of travelers. When it comes to family-friendly fun and heart-pounding adventure, Orlando is a no brainer. Famous for its many theme parks and attractions like Walt Disney World, Universal Studios and SeaWorld, Orlando is a playground for all ages and the perfect backdrop for fond family memories (and silly family photos). Beyond the theme parks, you’ll also find plenty of activities like shopping, dining, museums and entertainment that cater to every family member. Secluded beaches, crystal-clear waters and magical sunsets set the tone for connecting with that special someone. This tropical island chain offers endless ways to revel in each other’s company. Enjoy a candlelit dinner overlooking the ocean, take a sunset cruise, or simply relax in a hammock as the sound of the waves envelop you in a soothing embrace. Whether it’s a honeymoon, anniversary, or just a romantic getaway, the Keys promise a dreamy, unforgettable retreat. Known for its luxury hotels and yacht-filled waterways, this upscale urban center exudes sophistication with a laid-back beach vibe. Home to museums, gardens, high-end shops and fine dining, there is no shortage of activities and places to explore. Whether you’re lounging at a waterfront hotel, exploring the boutiques on Las Olas Boulevard, or taking a scenic stroll along the beach or Riverwalk, Fort Lauderdale delivers life’s finer things in a sunshine-wrapped package. Soak up the sun along six miles of pristine coastline on the largest of Florida’s Ten Thousand Islands chain. Marco Island is home to magnificent resorts, white-sand beaches, and tranquil landscapes, making it a prime spot for some much-needed R&R. For those seeking a vibrant culture, exciting nightlife, and endless entertainment, Miami is the ultimate getaway. Dance the night away in South Beach, experience a glamorous evening in Brickell, or catch a live music performance—the city’s entertainment is as diverse as its cultural influences. With the art deco allure of Miami Beach, and a diverse mix of restaurants, Miami serves up the perfect blend in one of Florida’s most eclectic destinations. Naples is known for its gorgeous beaches From the thrilling nightlife of Miami to the serene beauty of the Florida Keys, the Sunshine State offers something for everyone—whether you’re seeking adventure, relaxation, or the perfect mix of both.

Retirement should be a time to relax and enjoy life. Do you imagine chilling on the beach, immersing yourself in new, exciting cultures or both? 1. Spain Imagine sipping sangria at a local tapas bar while chatting with your neighbors until sunset — that's just an average evening in Spain. Beyond the Mediterranean climate and world-class healthcare, Spain offers retirees something uniquely special: a culture that celebrates aging. Here, being a "jubilado" (retiree) means you're respected and included in community life. The country's famous “sobremesa” tradition — lingering after meals for conversation — makes it easy to build lasting friendships with both locals and fellow expats. For those drawn to the sunny Andalusian coast, exploring 2. Malaysia Where else can you wake up to the call of exotic birds, spend your morning exploring a modern city and your afternoon relaxing in the sand in front of your Retirees particularly appreciate the country's "silver hair" privileges — many businesses offer special discounts to seniors, from travel to dining. Plus, the country's strategic location makes it perfect for exploring Southeast Asia during your golden years. 3. Portugal While other European destinations might strain your retirement savings, Portugal offers an enviable lifestyle at a surprisingly gentle price point. What sets it apart is the country's deeply rooted café culture, where you can spend hours people-watching over a pastel de nata and coffee for just a few euros.  The Portuguese concept of "saudade" — a loving longing for life's beautiful moments — resonates particularly well with retirees seeking meaning in their next chapter. This quality of life makes it an appealing place to 4. Belgium Forget the obvious retirement haunts — Belgium offers a sophisticated twist on European living. You can start your day with the world's finest chocolates, spend afternoons exploring UNESCO-listed medieval towns and end your evenings sampling over 1,500 unique beer varieties.  Retirees particularly value the country's central location, making it the perfect home base for European adventures. The Belgian commune system ensures every neighborhood has its own distinct identity and community center, helping you quickly become part of the local fabric. 5. New Zealand If your idea of retirement includes staying active while surrounded by jaw-dropping scenery, New Zealand beckons. The country's unique SuperGold Card system gives seniors free off-peak public transport and discounts at thousands of businesses.  What truly sets New Zealand apart is its tramping (hiking) culture. You can join a local seniors' walking group and discover hidden trails while forming lasting friendships with fellow nature enthusiasts. Add New Zealand's high safety ranking and you've got one of the best foreign countries to retire in. 6. United Arab Emirates (UAE) If you think retirement means slowing down, the UAE proves otherwise. As one of the best foreign countries to retire in, this ultra-modern nation offers retirees a unique proposition: tax-free living in a country where tradition meets tomorrow.  The recent retirement visa program includes perks like zero property maintenance fees and exclusive access to members-only clubs, making 7. Mexico Forget everything you think you know about retiring in Mexico. This vibrant country ranks among the easiest countries to retire to from the USA, and for good reason. Just a short flight from major U.S. cities, places like Cabo San Lucas offer a perfect blend of familiar comforts and exotic charm. In this sun-drenched paradise at the tip of Baja California, retirees enjoy world-class sport fishing, whale watching and year-round The country's unique "tercera edad" (third age) benefits sweeten the deal with significant discounts on everything from grocery shopping to airline tickets. In Cabo's thriving expat community, for example, you'll find countless organized activities — from sunset yacht cruises to desert adventure clubs. Many U.S. banks and businesses operate here, and you can even keep your U.S. phone number, making it feel like you've discovered a slice of paradise without leaving your comfort zone. 8. Thailand Consistently ranked among the best places to retire abroad, Thailand's appeal goes far beyond its tropical climate and affordable living. The country's unique retirement visa, known as the " In cities like Chiang Mai, retirees can join early morning tai chi groups in public parks, learn traditional crafts from local artisans or even become part-time English conversation partners at local schools — all while enjoying the country's legendary hospitality. 9. Ireland The Emerald Isle, one of the best places for Americans to retire, offers more than just stunning landscapes — it provides a retirement filled with "craic" (fun and entertainment). Its unique Age Friendly Ireland program ensures communities are designed with seniors in mind, from accessible public spaces to social clubs.  Retirees often find themselves drawn into the local storytelling tradition, whether joining a writing group or simply sharing tales at the neighborhood pub. The country's Active Retirement network organizes everything from dance classes to mystery tours. 10. Switzerland While Switzerland's price tag might raise eyebrows, its unique benefits make it one of the best places to retire in the world for those seeking a premium quality of life. As one of the safest places to live in the world, Switzerland provides retirees with unmatched peace of mind. The country also offers retirement visa options for U.S. expats, allowing those who meet financial requirements to enjoy their golden years. The 11. Italy Living "la dolce vita" takes on new meaning when you retire in Italy, consistently rated among the best places to retire outside the U.S. Each region offers its own unique flavor of 12. United Kingdom Beyond the charm of afternoon tea and historic villages, The U.K.’s healthcare system, the NHS, adds another layer of appeal, offering comprehensive care that often comes at a lower cost than in the U.S. This combination of financial and health security further enhances the U.K.'s appeal for retirees, ensuring both peace of mind and quality of life. Meanwhile, the country’s extensive volunteer network helps retirees find meaningful ways to contribute to their communities. 13. Morocco Morocco offers a retirement experience unlike any other, where ancient traditions enhance modern living. The country's Living Like a Local program connects retirees with Moroccan families for cultural exchange and language practice.  In cities like Fez, join a traditional craft guild to learn centuries-old artisan skills or participate in community hammam (bathhouse) days — a social tradition that spans generations. The country's recent retiree residency program includes benefits like dedicated healthcare liaisons and cultural orientation services. 14. France France elevates retirement to an art form, offering more than just wine and cheese (though those are excellent perks!). The country’s public healthcare system is renowned as one of the best in the world. Retirees can enroll in the Assurance Maladie, which provides universal coverage to all French residents, granting access to a wide range of healthcare services, including doctor visits. This ensures health concerns won’t disrupt your golden years. The unique "senior solidarity" program ensures retirees never feel isolated, with regular community events and social clubs. Many regions also offer culture passes for seniors, giving free or discounted access to museums, theaters and concerts. Whether you're exploring picturesque villages or searching for the 15. Chile Chile's beautiful landscapes are matched by its innovative approach to retirement living, making it one of the top countries to retire in. The country's Better Aging initiative provides seniors with free technology training and equipment to stay connected with family worldwide.  Retirees often find themselves drawn to the country's unique "closed communities" — residential areas designed specifically for active seniors, complete with on-site activities and social programs. The growing digital nomad retiree community makes it easy to connect with like-minded expatriates while exploring everything from the Atacama Desert to Patagonia. Let Pacaso help you retire in style Choosing the best country to retire in the world is just the first step of your journey. Pacaso can help you with the heavy lifting and guide you through the details of your new home overseas. From maintenance and billing to no-stress financing, Pacaso can turn the process of Our methodology To determine the rankings for the 15 best countries for retirement, we developed a comprehensive scoring system based on seven key factors. Each factor was carefully selected to reflect the priorities and concerns of retirees looking for a safe, affordable, comfortable and fulfilling retirement experience. The rankings were calculated using these factors and weights, with data pulled from various reputable sources. Cost of living (25%) Cost of living carried the highest weight in our rankings, as affordability is a top priority for retirees. The metric used for each country was the cost of living index sourced from Healthcare (20%) Access to quality healthcare is especially important for retirees, so it was assigned the second-highest weight. We sourced the healthcare index from Safety (20%) Living in a safe place makes retiring a more comfortable experience. Our rankings pulled from the comprehensive The index breaks down safety into three key components: This gives you a more practical view of what safety really means when you're considering where to spend your retirement years. Average home price (15%) Housing is a major expense for retirees, and affordability can significantly impact their overall quality of life. To gauge housing accessibility, we sourced the average percentage of income spent on home prices in each location from Taxes (10%) Tax policies can significantly impact retirees’ budgets. We factored in tax benefits for retirees, such as Social Security tax exemptions and sales tax for each country. We found the average of these taxes and applied 15% weight to each ranking. Climate (5%) A comfortable climate plays an important role in retirees' lifestyles and well-being. We used a Retirement visa (5%) Countries that offer a retirement visa and make the process easy can be an important factor for retirees. The results were binary, logging countries that include retirement visas and those that do not. 

While many parts of Southern California are gorgeous, exciting or unique, very few are all three of those things at once. San Diego has beautiful landscapes, great weather and vibrant culture in equal measure. And no matter what area you see yourself living in, there's a place that's perfect for you in one of the best neighborhoods in San Diego. Want to live close to the beach so you can go surfing whenever you have a free moment? Look for a place in Encinitas. If you love the nightlife, a vacation home in the East Village can help you maximize your time at the clubs and bars. The best areas in San Diego are waiting for you to discover them today! 1. La Jolla La Jolla is quintessential California living and one of the best neighborhoods to live in San Diego. It's close to some of the La Jolla is also one of the quieter parts of the San Diego area and features some great recreation opportunities at La Jolla Cove and Torrey Pines State Reserve. For young professionals, retirees and families, it's a perfect fit. 2. Mission Bay  The Mission Bay area truly embodies California beach living. It's full of excellent surfing, water sports, bars and restaurants and a great atmosphere. Plus, it’s central to many other parts of San Diego. The boardwalk is fun for people of all ages, and SeaWorld is nearby, making it as fun for the family as it is for the young professional who wants to blow off steam on the weekend.  3. Encinitas Encinitas was named one of the 50 4. Ocean Beach Ocean Beach gives you pretty much everything you could want when you're looking for the perfect place to live in San Diego. It's close to the water and only a few miles from downtown, making it an excellent choice for those who can't decide between living in the 5. Barrio Logan For authentic city vibes and the excitement of an up-and-coming community, you can't do any better than Barrio Logan. Nestled just outside of the downtown area, it's full of converted warehouses that are home to some of the city's best artists, galleries, breweries and restaurants.  If you're a young professional or like to be where the old meets new, Barrio Logan is where you need to be. Barrio Logan's proximity to the border also makes it perfect for anyone who loves traveling to Mexico.  6. Little Italy If you're a full-on foodie, you want to be in Little Italy. From classic restaurants to the newest and hippest eateries run by chefs dedicated to serving up the best dishes, this neighborhood crackles with energy.  Along with great eateries, Little Italy is home to a bustling Saturday farmer's market and lots of great boutiques. Its location (right next to downtown) means you can get to other San Diego neighborhoods quickly and easily. And because it's close to the airport, it makes an ideal spot for a second home if you want to make the most of every minute in San Diego. 7. East Village The East Village neighborhood has seen a lot of change — what was once a rundown area full of warehouses east of the Gaslamp Quarter is now one of the best neighborhoods to stay in San Diego. It’s home to the Padres stadium and plenty of big hotels, bars and restaurants. If you want to be close to everything downtown (or be able to hop on a trolley or bus to get around the city), East Village is a great neighborhood.  8. Hillcrest As one of San Diego's oldest neighborhoods, Hillcrest has something for everyone. It's one of the city's LGBTQ+ hubs (San Diego's Pride Parade takes place there every year) and a magnet for artists.  It's located next to Balboa Park, one of the most incredible urban parks in the United States. From cozy cafes to the coolest shops, Hillcrest always feels alive and welcoming, making it a great place to live for anyone looking for a close-knit community.  9. Pacific Beach The Pacific Beach neighborhood is ideal for California beach living. Take a stroll (or skate or bike) along the boardwalk, go surfing, head to SeaWorld with the family or grab some authentic tacos.  Pacific Beach really comes alive at night as one of the party hotspots for college students in the area. If you're searching for a neighborhood with everything you need to have fun and relax, you can find it in Pacific Beach. 10. Carlsbad Carlsbad is the type of tourist town that you actually want to live in. It has all the recreation you love, like golfing and surfing, along with tons of great shopping, can't-miss restaurants and the country's largest street fair, the Carlsbad Village Street Faire, which is held twice a year.  Whether you're looking for a 11. Imperial Beach Imperial Beach is right across the border from Tijuana, Mexico. The Pier Plaza is great for watching the water, the surfing in the area is excellent and you can even ride horses on parts of the beach. The wildlife refuge at the Tijuana River National Estuary is located in the largest saltwater marsh in Southern California and home to many animals. There are few places in the San Diego area that have such perfect small surf town vibes for a relatively affordable price. 12. North Park North Park is at the top of the coolest and best neighborhoods in San Diego for many reasons. It's stuffed with vibey cafes, photo-worthy eateries, hip bars and breweries and one-of-a-kind boutiques and gift shops. But it isn't all go-go-go in North Park; Juniper Canyon is a great hiking spot that can help you get back to nature in the middle of the neighborhood. 13. Kensington Founded in the early part of the 20th century, Kensington is a true local neighborhood. That means the community is tight-knit, friendly and home to hidden gem restaurants, cafes and shopping. If the idea of living in a walkable part of the city that’s quiet and a little removed from some of the glitz and glam (while still being a short trip away from downtown or the beach) sounds ideal, check out Kensington. 14. Oceanside Oceanside is experiencing a rebirth as a distinct neighborhood that brings everything from surfing to cuisine together in a fun, photo-worthy package. At the northern tip of the city, Oceanside is home to some of the largest beaches in San Diego and is one of California's Cultural Districts that highlights unique local artists and homegrown culture. As a gateway to the city, it has a little bit of everything people think of when they think of San Diego. 15. Old Town Old Town is a great choice of neighborhood for people who aren't sure exactly where to live in San Diego because it has a great variety of things to do. Its mixture of authentic Mexican restaurants, historic buildings at the Old Town San Diego State Historic Park and Find your future home in San Diego Visiting San Diego is always a treat, and the more time you spend there, the easier it will be to find the best neighborhoods in San Diego that are a perfect fit for your lifestyle. The city is one of the When you're looking for a

Retirement is your time to embrace relaxation, adventure and the lifestyle you’ve always dreamed of. Finding the perfect destination is key, whether you picture yourself savoring coastal sunsets or exploring centuries-old European villages. Our guide to the 10 best places to retire in Europe provides everything you need to make an informed choice for your Using a comprehensive scoring system based on seven crucial factors, we’ve ranked the top European countries for retirement. Check out the full methodology at the end of the post to see how we developed these rankings. 1. Valencia, Spain Valencia effortlessly blends Mediterranean charm with a city atmosphere, making it a top choice for retirees. The city offers golden beaches, a rich history, cultural festivals like Las Fallas and affordable living. Its first-class healthcare system provides peace of mind, with both public and private options ensuring top-notch care.  Valencia’s expat community is welcoming and diverse, featuring residents from across Europe and the Americas. With a range of housing options — from historic apartments to modern villas — and attractive visa programs like the Golden Visa, settling in is simple. Whether you’re savoring authentic paella or exploring tranquil retreats like Xàtiva and Albufera, Valencia is considered one of the best cities to retire in Europe and a perfect location for those looking for a 2. Paris, France For many, France is considered one of the best European countries to retire in. France’s healthcare system ranks among the world’s best, providing comprehensive public and private options for retirees. While the cost of living can be higher in Paris, it’s generally more affordable than in many major U.S. cities, like New York, Los Angeles and Chicago. With visa pathways like the VLS-TS Long-Stay Visa and tax benefits available to U.S. retirees, France makes it easy to enjoy a fulfilling and serene retirement. 3. The Hague, Netherlands The Hague offers retirees an ideal mix of culture and a high quality of life, making it a prime choice when While the cost of living is above the national average, the Netherlands’ universal healthcare system and safe environment ensure peace of mind. The Hague also provides a wealth of 4. Brussels, Belgium  You can't mention Belgium without talking about its world-famous sweets, from decadent chocolate and pralines to crispy, golden waffles. Brussels combines these culinary delights with a cosmopolitan flair, making it one of the best places in Europe to retire. The city is known for its international community, progressive atmosphere and rich cultural scene, with highlights such as world-class museums, art galleries and a thriving culinary culture. Retirees enjoy easy access to green spaces, excellent public transportation and Brussels' prime location in the heart of Europe.  While winters can be long and overcast, the city offers a welcoming, diverse environment perfect for exploring or relaxing. Affordable housing and a high-quality healthcare system further enhance its appeal, though non-EU retirees should plan for a more complex residency process.  5. Helsinki, Finland When it comes to quality of life, Helsinki is one of the best countries to retire in Europe. About 70% of the population speaks English, which simplifies communication, and all permanent residents have access to a top-tier, publicly funded healthcare system. The cost of living is lower than the U.S. average, with affordable housing, utilities and public transportation, though higher costs for gas and winter utilities may arise.  Despite its benefits, Finland's harsh winters and proximity to Russia may be challenging for some retirees. However, Helsinki's affordability and standard of living make it a compelling choice for retirement. 6. Zagreb, Croatia Zagreb provides retirees with an affordable cost of living, excellent public healthcare and wonderful natural beauty. The country is known for its low crime rates, warm summers and mild winters, making it a safe and welcoming destination. Coastal cities like Split and Dubrovnik offer a Mediterranean lifestyle, while the Istria region is renowned for its wine and olive oil production.  Retirees should prepare for bureaucratic hurdles in obtaining a visa, potential healthcare wait times and occasional earthquakes. With no taxes on foreign retirement income and a relaxed lifestyle, Croatia remains an attractive option for those ready to navigate its complexities. 7.  London, United Kingdom London’s urban lifestyle makes it an appealing choice for retirees, offering world-class cultural experiences, high-quality healthcare and excellent public transportation links that are free for pensioners. The city’s walkability and active transport options keep retirees physically engaged, while the abundance of museums, galleries and theaters foster intellectual and social stimulation. There are tons of Depending on  8. Sicily, Italy Sicily offers a warm Mediterranean climate with mild winters and hot summers, making it an attractive destination for retirees looking to While the public healthcare system is accessible and affordable, many expats opt for private healthcare for more comprehensive coverage. However, navigating Italy’s language barrier can be a challenge, especially for those not fluent in Italian.  9. Lagos, Portugal Lagos, located in the Algarve region of Portugal, is a peaceful town known for its beaches, dramatic cliffs and storied history. The Mediterranean climate is one of its many draws, offering warm summers and mild winters that enhance the relaxed lifestyle. An increasing expat community provides an excellent setting for retirees looking to enjoy a social and active lifestyle. The strong potential for kinship abroad makes Lagos one of the best places for expats to retire. The D7 visa option allows retirees to live in Portugal, provided they meet specific requirements, including proof of income and health insurance. Lagos is affordable, and its thriving tourism and outdoor activities, such as surfing, boating and hiking, provide a rich cultural experience for anyone choosing to retire there. Retirees should be mindful of the 10% tax on foreign income for those holding the D7 visa and the need to secure private health insurance for full coverage. 10. Crete, Greece Spending your golden years on an island in the Aegean Sea sets up Crete, Greece as one of the best places for Americans to retire in Europe. Crete is an island off the coast of Greece and an enticing destination for retirees. It offers many outdoor activities, such as hiking, swimming and sailing. Its Mediterranean climate features warm, dry summers and mild winters, making it ideal year-round. Plus, Crete is just a short boat ride from Santorini, one of the best The cost of living in Crete is also significantly lower than in the U.S., especially for housing and dining, giving retirees access to an affordable lifestyle. Crete’s excellent healthcare system combines both public and private options, ensuring that expats can receive quality medical care. With historical sites and the famous Minoan civilization, Crete offers a lively atmosphere for those looking for an active lifestyle. Enjoy Europe Easier with Pacaso Whether you're an Our methodology To establish the rankings of the top 10 retirement destinations, we created a thorough evaluation system grounded in five essential factors that matter most to retirees. We carefully chose these factors to align with the key concerns of those looking for affordable, fulfilling and comfortable retirement options. We calculated the rankings by applying these factors, each given a specific weight as outlined below: Cost of Living (25%) Affordability is paramount when choosing a retirement destination, which is why the cost of living holds the highest weight in our methodology. To evaluate affordability, we took into account average monthly expenses such as housing, groceries, utilities and transportation. For accuracy, we pulled data from the Health Care (20%) Given its critical importance, health care was assigned the second-highest weight. We assessed each country's health care system based on Numbeo’s health care index, which evaluates the quality of healthcare services by considering factors like medical staff, infrastructure, treatment costs and access to care.  Safety (20%) Retirees prioritize safety in their decision-making process. For this factor, we turned to the The GPI offers insights into each country's peace level by examining factors like crime rates, terrorism, political stability and military expenditure. Using this index, we assessed the relative safety of each nation.  Average Home Price (15%) Home affordability plays a central role in determining a country's appeal to retirees. To measure housing costs, we analyzed the average percentage of income spent on home prices in each country, leveraging data from Social Security Tax (10%) Taxation has a big impact on retirees' finances. We examined tax policies such as social security exemptions and local sales taxes, evaluating the impact these taxes would have on retirees. For consistency, we calculated the average tax rates across countries and factored them into the overall ranking.  Climate (5%) A favorable climate can greatly affect the lifestyle and well-being of retirees. We utilized a climate index that ranks cities worldwide by their weather and temperature patterns, considering annual averages and conditions that would be most desirable for long-term living.  Retirement Visa (5%) The ease of acquiring a retirement visa can influence a retiree’s decision. We tracked countries that offer retirement visas and those that do not, recording results in a binary fashion for each destination. The countries that streamline the visa application process were given higher marks. 

Whether you dream of escaping to a tranquil beach or a charming European village, We’ve scoped out 12 of the best countries around the world to buy a vacation home, each offering unforgettable experiences.  1. Portugal Portugal is an increasingly popular vacation home destination, offering a mix of interesting history, culture and natural beauty. You can choose charming coastal towns or vibrant cities. Due to the higher volume of resort-like amenities, many popular vacation home locations in Portugal are near coastal spots like Lagos and Vilamoura. For an extra unique and authentic living experience, consider looking in smaller villages where you can further immerse yourself into local culture. For something more, look in smaller villages, where you’ll find a modest lifestyle with still-stunning scenery.  2. Mexico With its pristine beaches, ancient ruins and lively cities, Mexico offers a wide range of experiences for anyone looking for a vacation home. Mexico offers excellent local cuisine and plenty of history and culture, plus easy access to and from the United States. Another huge draw of Mexico is the affordability — many houses start under $ 3. Thailand For a 4. Italy For a taste of a Mediterranean lifestyle, Italy has so much to offer. Locals take life at a more leisurely pace, especially in smaller villages and places like Sicily. Enjoy local cuisine, rich culture and the temperate climate of picturesque towns. While Italy can be more expensive than some other European countries, some regions haver a lower cost of living, including the villages of Sicily and other western towns. Places like Rome, Lake Como and the Amalfi Coast will come with a higher price tag.  5. Greece Greece offers an enticing blend of picturesque islands, stunning landscapes and cultural roots. Crete, Greece’s largest island, is popular for its beautiful ancient ruins and tranquility. Perhaps even more popular is the Cyclades Islands, home to Santorini and Mykonos — a good option for luxury homes. For more affordable real estate, consider the Ionian Islands, home to spots like Corfu and Kefalonia. These less crowded areas offer just as much beauty and a slightly quieter pace of life.  6. Dominican Republic If you hope to find a vacation home in a tropical paradise, consider the Dominican Republic. Home to lush rainforests and beautiful beaches, the Dominican Republic has a very affordable cost of living and a diverse range of experiences to indulge in. From vibrant colonial cities to stunning national parks, there’s much to discover here for adventure-seeking home buyers.  7. Croatia If you’re considering to a vacation home in the Mediterranean, don’t overlook Croatia. With a beautiful coastline, crystal-clear waters and rugged landscape, the natural beauty provides the perfect backdrop for a vacation home. There are many different regions, from the popular Dalmatian Coast to the more peaceful villages of the Istrian Peninsula. Croatia also offers a wealth of history, and you’ll find a vibrant cultural scene among its ancient Roman ruins and medieval towns.    8. Monaco Monaco is a small principality on the French Riviera with a world-class reputation for a more glamorous lifestyle. Its high-end boutiques, glamorous casinos and beautiful beaches tend to attract a wealthy and famous clientele. It’s also a popular destination for business owners, celebrities and investors who are drawn to its prestige and exclusivity.  9. Costa Rica The small Central American country of Costa Rica is known for its affordability, natural tropical beauty and commitment to sustainability. You’ll find equal parts relaxation and adventure as you explore the country’s diverse ecosystems. There's something for everyone, from rainforests and beaches to national parks like Manuel Antonio, Corcovado and Arenal Volcano.  10. France 11. Spain 12. United Kingdom Home to ancient castles, stunning countryside and bustling cities, the United Kingdom has much to explore. From the rugged mountainous region of Scotland to the coastal scene of Wales to the diversity of London, the U.K. offers a diverse range of options for vacation home buyers.  Methodology To determine the best places to buy a vacation home, we analyzed both luxury and average home prices across various global destinations. The average luxury home costs for each location were sourced from This data provides a balanced view of both high-end and general real estate markets, helping buyers make informed decisions based on their budget and investment goals. What to consider when buying a vacation home abroad Find your perfect vacation home with Pacaso Choosing the best place for a vacation home is a personal journey that requires careful consideration of your budget, lifestyle and preferences.

You’ve meticulously planned every detail of your vacation, from accommodations to sightseeing and diving into the local culinary scene. But when your heart is set on a certain restaurant only to find it’s fully booked, it’s easy to feel like the world, and your vacation, are falling apart. Whether you're after a hidden gem or a world-renowned dining experience, securing that coveted reservation is tricky. Here are our best tips to help you succeed. Many popular restaurants book out weeks, if not months, in advance. The best way to secure your preferred date and time is to book as early as possible. Check the restaurant’s website to find out when reservations open and set an alarm or calendar reminder so you don’t miss it. Be sure to have a credit card ready, as many restaurants require one to confirm your reservation and only give you a few minutes to finalize the booking. Certain credit cards offer exclusive dining perks that make securing a spot at in-demand restaurants easier. Premium cards often include concierge services or partnerships with reservation platforms, giving cardholders priority or early access to reservations and special events like tasting menus and private dining experiences. Be sure to review your card’s dining benefits to see what services are available.   Reservation platforms like Tock, Resy and OpenTable are increasingly popular with restaurants in the U.S., and around the world. These platforms not only streamline the booking process, but also show real-time availability. Monitor them regularly to stay on top of cancellations for a chance to snag your seat. In some cases, a reservation platform may not reflect all available tables as restaurants might set some aside for special purposes. This means there could be availability that isn’t showing up online. Additionally, not all restaurants use booking platforms, so your best bet is to call or email them directly. Being flexible can increase your chances of scoring a reservation at a top restaurant. If possible, consider visiting during the off-season, on a weeknight instead of the weekend, or opting for an earlier time, like 5:00 p.m. instead of the busier 7:00 p.m. Stay open to last-minute cancellations as well, as those often occur. You successfully made the reservation, now what? Make sure you secure a table for your next visit by leaving a positive impression during your meal. Engage with the staff, introduce yourself to the chef, or bring a bottle of wine for the sommelier. Make your party memorable, so the next time you want to dine, they’ll be more likely to accommodate you and welcome you back.  Finding a table at a high-profile restaurant may seem daunting, but with some planning, perseverance and the right perks, you’ll be clinking glasses over a delicious meal before you know it.

Dreaming of owning a piece of the U.K.? Whether you're moving there permanently or Below, we'll cover the key steps of how to buy a house in the U.K., explore financing options available to foreign buyers and shed light on the legal and financial considerations you'll encounter.  1. Assess your budget and financing options Before buying property in the U.K., you’ll need to assess your budget and financing options. Here are some key points to consider: 2. Choose your preferred location Choosing the right location is crucial when buying a home in the U.K. It significantly impacts your daily life, commute and overall quality of life. Here are a few things to consider:  Whether you’re searching for the 3. Find the right house Once you've determined your budget, financing options and ideal location, it's time to start your property search. Utilize online property portals, talk to local estate agents and attend property viewings to explore available options. Consider your desired property type (flat, terraced house or detached house), size and features.  For a more flexible and hassle-free ownership experience, exploring options like 4. Make an offer Making an offer on a property in the U.K. will typically involve working through an estate agent. To prepare your offer, research the property's value and determine a fair price to offer. Then, write your offer to the seller's legal representative through your legal representative. Your offer will usually be subject to contract, meaning the sale is not finalized until you exchange contracts. Ask the estate agent to confirm your offer in writing, including the agreed price, deposit amount and any other relevant terms. If they reject your offer, you may have the opportunity to negotiate with the seller. Once you reach an agreement, both parties will exchange contracts, making the sale legally binding. 5. Conduct legal and property checks Once your offer is accepted, you must conduct thorough legal and property checks, especially when Property surveys are another essential step. The type of survey you choose will depend on the age and condition of the property: 6. Finalize the purchase Once the legal and property checks are complete, you'll move towards finalizing the purchase. This stage involves several key steps: On the agreed-upon completion date, the funds are transferred to the seller and you officially become the property owner.  Can foreigners buy property in the U.K.? Yes. There are no specific legal restrictions preventing non-U.K residents from buying property, but there are still some things to consider. As far as the requirements for buying a house in the U.K., foreigners can apply for mortgages, but the requirements can vary by lender. Expats should consider their visa status and residency duration, as these can impact eligibility for mortgages.  If you’re buying a house in the U.K. as an American, it’s a good idea to hire a U.K.-based solicitor. A qualified solicitor can guide you through the legal complexities, ensure compliance with all relevant regulations and assist you with all legal documentation. They can also help you find the U.K. property types and average price When learning how to buy property in the U.K., you should research the different types of properties available.  Detached homes  Detached homes are freestanding properties with private gardens and no shared walls with neighboring properties. These homes offer maximum privacy and often come with larger gardens and more living space. Semi-detached homes Semi-detached homes are joined to another property by a shared wall, offering a balance of privacy and affordability. They often feature gardens and off-street parking, making them popular for families and first-time buyers. Terraced homes Terraced homes share side walls with neighboring houses, forming a continuous row. They’re usually two to three stories tall and two or three rooms deep. Terraced houses are often found in urban areas and offer a sense of community and affordability. Flats  Flats are simply apartments or individual units within a larger building. They can range from studio apartments to multi-bedroom units with balconies or terraces. Flats are popular in urban areas, offering convenience and quick access to amenities and Mansions Mansions are large, luxurious homes with extensive grounds. They often feature multiple levels, numerous bedrooms and opulent features like swimming pools, tennis courts and formal gardens. They are typically at least 8,000 square feet in size and located in exclusive residential areas.  Additional costs you should expect Buying a property in the U.K. comes with additional costs beyond the purchase price. These include: The best way to the U.K. Buying a property in the U.K. can be an exciting but complex undertaking. Thorough research, understanding the key considerations and seeking professional advice can increase your chances of a successful purchase. Looking for a more convenient approach to