Co-ownership, simplified
Own the place that brings everyone together — again and again. With Pacaso, you can find a luxury vacation home, pick the right amount ownership for you, and leave the details to us.
The best way to own a luxury vacation home
Co-owning with Pacaso is the smart choice for a home you'll periodically enjoy throughout the year. Purchase 1/8 or 1/4 of your dream property, share costs with fellow co-owners, and get exclusive access for you and your loved ones.
Turnkey design
Our homes are outfitted with premium furnishings, luxury essentials, high-end decor and all the amenities you dream of.
Local support
You’re supported by a dedicated Home Manager team who provides service before, during and after your stay.
Simple scheduling
Book stays easily in the Pacaso owner app, and enjoy your home for an average of 6-7 times during the year.
Resale
Sell your home at a time and price of your choosing — Pacaso shares historically sell for an average 10% gain.
Home management
We fully manage every aspect of your home from maintenance to billing, so it is always ready for you to enjoy.
Financing
Finance up to 70% of your home’s purchase price, with mortgage rates under 5% for many eligible listings.
Two ways to own
Dream it, own it
Shop from hundreds of “Available Now” listings, ready for immediate co-ownership. Or, explore curated third-party listing — we turn listings with the most interest into fully furnished Pacaso homes.
Explore trending international homes
International real estate doesn't have to be complex — Pacaso simplifies buying and owning in global destinations.
Don't miss out
Our best homes sell fast, get personalized content first.
Browse webinars
Learn the latest
Discover upcoming and on-demand webinars about co-ownership, luxury real estate and more.
Pacaso 101
All the basics, answered
Have questions about co-ownership? Learn the basics of the Pacaso model and how ownership can enrich your life with our on-demand webinar.
Get Started
Find your Pacaso
We’re here to help you take the next step in buying your dream vacation home.
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Design and install
Exceptional homes, every time
We don't just provide you with a vacation home — we create a luxury living space where you can make core memories and build lasting traditions. Our dedication to design and seamless install means you can just show up. See how we make your home a special and familiar place that you and your loved ones will want to come back to.
Easy, swift scheduling
Get the dates that matter to you
t’s your home, and you choose when you want to stay. Book stays instantly, from two days to two years in advance with SmartStay™, our app-based system that makes scheduling flexible and fair for all owners.
Testimonials
Owners love their Pacaso
For many families, their vacation home is the go-to place for connecting with one another and enjoying moments like birthdays, anniversaries, holidays and more. Hear how owners are creating unforgettable memories in their Pacaso.
Frequently asked questions
How does Pacaso co-ownership work?
Pacaso streamlines the process of co-ownership for owners. We do the heavy lifting of bringing together buyers to co-own a home, and we serve as the corporate guarantor of the loan, facilitate scheduling stays and provide ongoing maintenance. As a Pacaso owner, you choose the amount of ownership that works for you and enjoy a luxury property that might be out of reach on your own. Plus, your home comes fully furnished and professionally designed.
Do I really have ownership in the home?
Yes. Owning a Pacaso is true real estate ownership. You purchase a share in a property-specific LLC. The home is fully managed and designed specifically for co-ownership.
How do I schedule time to use the home?
You book time using the Pacaso app, powered by our SmartStay™ scheduling system. It’s easy to use and equitable for owners, based on the number of shares you own. The system supports two types of stays: advance and short-notice. Advance stays are scheduled 8 days to 24 months in advance, and each owner has access to an advance stay that falls on a special date (e.g., federal holidays and popular local events). Short-notice stays are booked 2 to 30 days in advance of arrival. (Note: For homes with unsold shares, the short-notice booking window is 2-7 days in advance of arrival.) See additional scheduling FAQs for more details.
What if I want to sell my ownership in the home?
You can sell at any time* at a price of your choosing. We have an active network of interested buyers, and the home will also be listed on Pacaso and promoted across our marketing channels.
*Applies to homes where all ownership interests have been sold. If your Pacaso has available interests, you can sell your unit after 12 months of ownership.
What down payment is required to purchase a share of a second home?
Buyers can finance up to 70% of their purchase. A minimum down payment of 30% is required. We offer competitive rates for all financing levels, with preferred rates for buyers paying 30-50% down.
Can I finance my second home purchase?
Yes. We have integrated financing available to offer our buyers. You also are welcome to use other sources of capital such as home equity financing or cash.
How are prospective owners evaluated?
We vet all owners, who agree to a common-sense owner code of conduct. The home will be reserved for the exclusive use of owners and their guests.