How to finance fractional ownership

Say bonjour to the City of Lights when you own a vacation home in Paris! Pacaso simplifies buying and owning in France and other global destinations. Co-ownership knocks down many of the hurdles traditionally associated with owning abroad. For a destination like Paris, Pacaso streamlines both the purchase and long-term ownership of a home so that you can buy with confidence. Clearing international real estate hurdles When When you co-own a Pacaso home, we are your trusted advisor throughout the buying process, helping you skip the mountain of preparation needed to buy property in Paris. Our local expertise and resources — combined with our innovative co-ownership model — make it easier to afford, buy and manage your home abroad. While there are no special restrictions on Americans buying property in France, there are  many legal elements to real estate transactions. Pacaso helps you navigate these aspects, ensuring your purchase is compliant with local laws and requirements. We consult our go-to advisors, who provide on-the-ground knowledge of the local area. The real estate purchase process in France requires a notary, who makes sure all your legal documents are in order. Pacaso coordinates with local notaries to handle any administrative tasks on your behalf. American buyers must pay the same property taxes and stamp duty as French citizens. Pacaso provides clarity on these costs and can offer guidance to you and your tax professional. We also structure our LLC co-ownership model in a tax-advantageous manner, minimizing tax burdens and ensuring compliance. As a co-owner, you are responsible for only your specific pro-rata share of stamp duty and other taxes. Co-owning in Paris with Pacaso also allows you to benefit from lower operational expenses long-term due to reduced international property taxes compared to the United States. This means you can co-own a luxury property for less than the cost of staying in luxury accommodations throughout the year.  When you buy a home abroad, you’ll of course have to furnish it. This means finding a designer and stores, and potentially dealing with language and cultural barriers. With Pacaso, we leverage our local network of vendors to fully furnish and design your home so that it is immediately stay-ready after purchase. Navigating remote property management While Pacaso’s buying process is faster than a traditional international purchase (which can take up to a year), owning a vacation home isn’t a sprint — it’s a long game. You’ll need to manage your vacation property in Paris from overseas, which can be challenging if you need to conduct regular maintenance and respond to any urgent issues. Pacaso’s fully managed co-ownership model takes the work off your hands by providing a dedicated local property manager. We communicate with local vendors across languages and time zones, ensuring things go smoothly both during your stay and when you’re not enjoying the home. This means your vacation home will be in top shape all year long, ready for your next visit. Exploring Pacaso’s international inventory Finding available Pacaso homes in Paris is a straightforward, user-friendly process, thanks to our tech-enabled marketplace. Here’s how you can get started and buy an international home In Paris, Pacaso currently has available inventory in the 7th Arrondissement on the Rue du Bac, a scenic street just steps from the River Seine and the Louvre, along with other exciting co-ownership opportunities. We leverage our market expertise and local agent network to Experience the epitome of Parisian living in this elegant 1,410-square-foot pied-à-terre. This meticulously renovated 1,087-square-foot Located in the upscale 16th arrondissement, this exceptional 2,260-square-foot Live your best life in the City of Light With Pacaso, making memories in Paris (or premier international destinations) is easy and stress-free. With streamlined purchasing and hassle-free management, Pacaso ensures that owning a vacation home in Paris is an enjoyable and seamless experience. By conducting Ready to find your vacation home? Contact our team to explore our

Raise a glass to 1. Furnishings connect indoor and outdoor spaces With over 8,300 square feet of gorgeous living space, Bennett is perfectly suited to entertaining. “With such ample space, we want to bring together indoor and outdoor living,” says Pacaso's design team. A home of this size can feel disjointed, so the team optimized each area for hosting and gathering, from the sofa placed next to the outdoor kitchen to the large, 12-seat dining table. This ties the whole home together and helps people gather in comfort. 2. Vineyard-inspired colors to showcase the surroundings With Bennett’s high ceilings and limited wall space, the Pacaso design team wanted to saturate the space with color and interest. “We wanted to showcase colors that people might see in the Napa vineyards, flower fields and mountains,” says the design team. They placed a vibrant rug with an energetic pattern and streaks of red, blue and gold, and topped it off with a glass table that brings more attention to the statement piece. 3. Textured artworks for a relaxed ambiance Comfort carries into the luxury bedrooms at Bennett. “Although it has a modern and clean aesthetic, contemporary design can sometimes feel cold, so we wanted to bring the surrounding environment of Napa inside,” says the design team. The design team placed textured artworks, nature-inspired patterns and a mirror to create a contemporary aesthetic that is livable, relaxed and warm. 4. Extra room for gathering (with bonus whimsical decor) Adjacent to the estate is a 2,750-square-foot modern barn. The barn’s fun 2-story layout prompted the team to bring creativity into the multipurpose space. “The barn layout called for something unique,” the design team expressed. Playing off the atmosphere of the home, the team added unconventional elements like word tapestries, teak materials and a cascade of leaf-inspired design accents. In keeping with the theme of gathering, the team also made sure to put seating front and center. The result is a space that feels put together and can accommodate people, entertain guests and delight the kids. To

Pacaso adds new listings to our website every week, with luxury homes in more vacation home destinations starting at $200,000. With these new listings, we offer two ways to find and buy your dream vacation home. You can shop from hundreds of turnkey “Available Now” listings in 40+ destinations ready for you to own today. Or, explore third-party listings in your favorite community and rally your friends, family and network to help turn it into a Pacaso home. "We're empowering every homebuyer to curate their own slice of paradise,” said Pacaso CEO and Co-Founder Austin Allison. “This enables more individuals to enjoy vacation home ownership without the hefty financial burden, as we revolutionize the real estate market and crowdsource demand to influence our growth.” This “crowdsourcing” process puts the power in your hands. Here’s how you can unlock a third-party listing for co-ownership and buy a luxurious home in your happy place. 1. Show your interest We’ve selected the top 5% of active third-party listings nationwide that meet our high standards for co-ownership based on their amenities and value. Spot one you love? Simply tap “I’m interested” when viewing the listing page. Then, share the home with friends, family and anyone who might be interested in co-owning with you. 2. Reserve your share Are you seriously considering a home? Let us know by reserving your share with a refundable $5,000 deposit. Your reservations tell us which listings to prioritize. Once we get enough reservations, our team of vacation home experts will further evaluate the home with an in-person walkthrough and engage the listing agent with comprehensive questions to assess if the home is a fit for co-ownership. This evaluation enables us to make a competitive offer to the seller on your behalf. 3. Place your $10K deposit Once a home passes our initial evaluation and receives enough reservations, we’ll put the home under contract to close. “Under Contract” means we’re in the final steps of our 4. Start owner onboarding After we complete closing, we’ll start preparing the home for co-ownership by 5. Enjoy your new home “Available Now” Pacaso homes are ready for immediate ownership. These turnkey homes have been meticulously furnished and redesigned into elevated living spaces. Limited opportunities are available. If you haven’t already, you’ll want to contact our team to purchase your share. If you have, your home is ready for you to start making lasting memories! The power is yours With Pacaso’s expanded collection, you can find the perfect vacation home among hundreds of turnkey listings or explore third-party options to transform into a Pacaso home. Ready to start your co-ownership journey?

Enjoying family time should be easy. Part of what makes the Pacaso experience stand out is our dedicated team of home managers, Lindsey Harden (Tahoe) In the Tahoe region is Senior Home Manager Lindsey Harden, who shares the care and service owners can expect. Aaron Olthoff (Colorado) If you’re a owner in Colorado, you’ll get to know Aaron Olthoff. He shares how he keeps every home in the Vail, Breckenridge, Aspen and Steamboat Springs region in top condition all year long. Want to experience the Pacaso lifestyle for yourself? Browse our

At Pacaso, we’re always searching for great second home destinations. Our latest additions include eight new locations with eight incredible homes. Be the first to own a Pacaso in one of these coveted places, be it the red rocks of Sedona, the slopes of Snowmass or the shores of Cape Cod.  Year-round sunshine in Baja  Indoor-outdoor living awaits at Casa Bella. Located just outside San José del Cabo on the Baja Peninsula, this elegant 5,000-square-foot home features bright entertaining spaces, including an outdoor kitchen, lounge area and dining room. Spend lazy days relaxing in the peaceful courtyard or splashing in the pool.   Embrace Red Rock beauty  Give yourself a front-row seat to Sedona’s colorful rock formations at Red Rock. This aptly named single-family home boasts 5 bedrooms and 3 bathrooms in just under 3,000 square feet of open-concept living. In the living room, a window wall and sliding doors open up to unforgettable views from a two-story deck, complete with hot tub.  White sand awaits at Rosemary Beach Blissfully private yet just a short walk from the sand, Rosemary Shores is a hidden gem, tucked away in exclusive New construction in Steamboat Springs The finishing touches are being put on Mira Vista, a 4,000-square-foot home situated above Rolling Stone Ranch Golf Course and next to Steamboat Springs Ski Resort. This chic home has all the bells and whistles, from a main-floor primary bedroom to smart home technology to eco-friendly and energy-efficient features.  Cape Cod waterfront wonder Your dream home awaits in Chatham. The house itself is a sprawling 11,000 square feet, with 5 bedrooms and 10 baths decked out in coastal luxury. It’s situated on 2.74 acres with views of Crows Pond, Eastward Ho and Pleasant Bay. Bring your boat — a private boat dock is included. Mountain living in Big Bear  Make family memories in Big Bear. This new construction home pairs cozy cabin vibes with all the latest amenities. Three of the 5 bedrooms are en suites, while a huge game room and wet bar guarantee fun for all. Bring the kids and enjoy four seasons of adventure — Big Bear Lake and Bear Mountain Resort are nearby. 7.3 acres of Snowmass adventure  Calling all outdoor enthusiasts and nature lovers. North River may just be your ideal home away from home. This 3-story, 5-bedroom mountain modern home on the Roaring Fork River puts you in a prime position for winter skiing at Aspen/Snowmass and summer hiking on the Rio Grande Trail. Resort living near Joshua Tree Is it your second home or a luxurious private resort? This brand-new contemporary home offers indoor/outdoor living, a sleek private pool and spa, and high-end finishes throughout. Best of all, you’ll enjoy unobstructed views of Joshua Tree National Park’s unique landscape. * A Prospect is a second home listing in the early stages of becoming a Pacaso. We evaluate listings with the most buyer interest to transform them into a stay-ready Pacaso home. Your interest helps us know which homes to move quickly on.

Kiawah Island is an ideal destinations for families, offering a perfect blend of natural beauty, recreational activities and a strong sense of community. Located near Pacaso Sales Executive Erica Trent shares the type of vacation families can expect to enjoy on Kiawah Island, and how our latest trending Pacaso listing is the perfect home base. With amenities like a chef's kitchen, porch, pool, home gym, cruiser bike and exclusive club membership, this Kiawah Island retreat provides easy access to the best of the island. Kiawah Island's commitment to safety and environmental preservation also ensures a clean, secure environment for children to explore and play. Plus, vibrant community events in the area foster a warm, welcoming atmosphere for families to explore together. Want to co-own on Kiawah Island? Express interest in this trending listing now.

Lago Escondido | $1,574,000* for 1/4 ownership They say life is better at the lake, and that’s certainly true in Lago Escondidio.  Nestled in the heart of Texas Hill Country on the coveted Lago Escondido peninsula, Pacaso's Lake views don’t get better than this Set on a third of an acre, this 4,600-square-foot residence epitomizes luxurious open-plan living. The great room, with its soaring 12-foot ceilings and stone-clad fireplace, serves as the heart of the home. A wall of glass doors extends the living space onto a covered patio, complete with a fully equipped outdoor kitchen and gas fireplace. The infinity pool and spa, set against the backdrop of Lake Lyndon B. Johnson's endless vistas, provide a resort-like experience right in your backyard. On sunny days, you can retreat to the comfort of your patio with the push of a button, thanks to the fully automated shade system. Whether you're hosting a summer barbecue or enjoying a quiet evening by the fire, this space is designed to maximize comfort and style. Every amenity checked on your wish list The kitchen in Lago Escondido is a chef's dream. Featuring a SubZero refrigerator, a six-burner Wolf stove and a spacious quartz island, it is both stylish and functional. An additional back kitchen makes entertaining a breeze, offering extra prep space and storage. The adjacent dining area, complete with a wet bar and wine fridge, ensures that every meal is a special occasion. The resort experience continues into the private suites. The primary suite on the main floor is a true sanctuary, with a spa-like en suite bathroom featuring a soaking tub, dual vanities and a rain shower. Additionally, the main floor includes a dedicated office and exercise room.  Friends and family will feel right at home in the private guest suite, which boasts its own entry from the front courtyard. Upstairs, a floating staircase leads to a game room with a wet bar and two more guest suites, each offering stunning lake views from a private balcony. Exclusive perks are at your fingertips One of the standout features of this home is its membership to the Escondido Lake and Golf Club. Just five minutes away, the club offers a host of amenities including a world-class golf course, fine dining and recreational activities. The home also comes with a nearby deeded boat slip, making it easy to enjoy all the water activities Lake Lyndon B. Johnson has to offer. All other privileges and amenities are included in ownership (a $125,000 value), including: Future plans for Escondido include additional amenities such as tennis and pickleball courts, and a playground. Welcome home to a world-class community Lago Escondido is an exclusive gated neighborhood comprising of 29 expansive lakefront and lake-view homesites. These homes merge unparalleled lake and hill country vistas with direct lake access. Lago Escondido is established on the shores of Lake Lyndon B. Johnson, one of the few and most desirable constant-level lakes in Texas. Lago Escondido is more than just a home — it's a lifestyle. With luxurious living spaces, state-of-the-art amenities and stunning surrounding scenery, this property offers a unique opportunity to experience the best of lake life.  Want to co-own this home? The more interest the listing receives, the faster we’ll make it available for co-ownership. Go the listing page or get in touch with us to submit your interest.

Spencer and Adam delve into insights on luxury interior design, celebrity clients, designing abroad, new trends, and even tease a new project on the horizon for At Pacaso, we believe that owning a second home should be a dream, not a hassle. We handle all aspects of the design process for our owners, ensuring their properties are beautifully curated and move-in ready. This worry-free design experience allows owners to simply show up and relax, enjoying their luxury home without any of the typical stresses of ownership.